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Bankruptcy Lawyers in Albemarle, NC: 2026 rankings

27 bankruptcy lawyers ranked by LFR ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest LFR Score in Albemarle: The Layton Law Firm, LFR Score 65/100; 4.9★ from 105 Google reviews; open 24/7.

  2. 3

    Open 24 hours (per Google): Duncan Law, LLP, posts 24/7 hours; ranked #3 of 27.

  3. 2

    Most-reviewed: Rowland & Yauger, Attorneys & Counselors At Law, 573 Google reviews at 5.0★, the most of 27 ranked; ranked #2.

Rankings can't be bought. Lawyers can't pay to change their rank or score. How we rank

27 Albemarle bankruptcy lawyers are ranked here by LFR Score, from nine published factors. 4 are open 24/7, 6 open Saturdays and 4 open Sundays, based on posted hours. The median Google rating is 4.7★ across 27 rated law firms.

Top 10 bankruptcy lawyers in Albemarle at a glance

Ranked by our published LFR Score from public data, not by payment; a rank is not an endorsement or a prediction of results.

Top 10 bankruptcy lawyers in Albemarle at a glance
RankBusinessLFR ScoreGoogle ratingBased inHoursNotable for
1The Layton Law Firm654.9★ (105)Charlotte, 38 mi awayOpen 24 hrs (Google)Top score
2Rowland & Yauger, Attorneys & Counselors At Law655.0★ (573)Asheboro, 33 mi away—Most reviews
3Duncan Law, LLP644.7★ (82)Charlotte, 34 mi awayOpen 24 hrs (Google)Open 24 hours
4Law Office of Jack G. Lezman, PLLC614.4★ (29)Charlotte, 33 mi awayOpen 24 hrs (Google)—
5Duncan Law, LLP604.9★ (7)Salisbury, 27 mi awayOpen 24 hrs (Google)—
6Hands Law Office, PLLC604.6★ (197)Charlotte, 34 mi away——
7Jaimes Law Office604.7★ (54)Charlotte, 33 mi awaySat—
8Ferguson Hayes Hawkins, PLLC594.6★ (49)Concord, 22 mi away——
9Blossom Law PLLC594.9★ (91)Charlotte, 37 mi away——
10Crow Law Firm594.8★ (80)Monroe, 32 mi away——

All 27 bankruptcy lawyers in Albemarle, in rank order

Ordered by LFR Score, a 0–100 score from nine published factors. Paid placement never changes the order.

Ranked by our published LFR Score from public data, not by payment; a rank is not an endorsement or a prediction of results.

Scores below: based on 7 of 9 factors; bar status and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Albemarle

    Based in Charlotte, 38 mi away

    65/100LFR Score

    Ranked #1 because of its Google rating and practice area focus: 4.9★ from 105 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 4.9★ from 105 Google reviews
    • Open 24/7
    Hours
    Open 24 hours, 7 days
    Address
    1001 East Blvd First Floor, Charlotte, NC 28203
  2. Based in Charlotte, 34 mi away

    64/100LFR Score

    Ranked #3 because of its Google rating and practice area focus: 4.7★ from 82 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 4.7★ from 82 Google reviews
    • Open 24/7
    Hours
    Open 24 hours, 7 days
    Address
    4801 E Independence Blvd #1009, Charlotte, NC 28212
  3. Based in Salisbury, 27 mi away

    60/100LFR Score

    Ranked #5 because of its Google rating and practice area focus: 4.9★ from 7 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 4.9★ from 7 Google reviews
    • Open 24/7
    Hours
    Open 24 hours, 7 days
    Address
    301 S Main St #100, Salisbury, NC 28144
  4. Based in Charlotte, 34 mi away

    60/100LFR Score

    Ranked #6 because of its Google rating and practice area focus: 4.6★ from 197 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 4.6★ from 197 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    5457 Monroe Rd, Charlotte, NC 28212
  5. Based in Charlotte, 33 mi away

    60/100LFR Score

    Ranked #7 because of its Google rating and practice area focus: 4.7★ from 54 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 4.7★ from 54 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat 9 AM–12 PM · Sun closed
    Address
    2101 Sardis Rd N #205, Charlotte, NC 28227
  6. Based in Charlotte, 37 mi away

    59/100LFR Score

    Ranked #9 because of its Google rating and practice area focus: 4.9★ from 91 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 4.9★ from 91 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    126 N McDowell St 2nd Floor, Charlotte, NC 28204
  7. Based in Monroe, 32 mi away

    59/100LFR Score

    Ranked #10 because of its Google rating and practice area focus: 4.8★ from 80 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 4.8★ from 80 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    315 N Main St, Monroe, NC 28112
  8. Based in Concord, 22 mi away

    59/100LFR Score

    Ranked #12 because of its Google rating and practice area focus: 4.6★ from 37 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 4.6★ from 37 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–2 PM · Sat–Sun closed
    Address
    181 Church St NE, Concord, NC 28025
  9. Based in Concord, 22 mi away

    58/100LFR Score

    Ranked #13 because of its Google rating and practice area focus: 4.3★ from 52 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 4.3★ from 52 Google reviews
    Hours
    Mon–Thu 8:30 AM–5 PM · Fri 8:30 AM–2 PM · Sat–Sun closed
    Address
    167 Union St S, Concord, NC 28025
  10. Based in Charlotte, 38 mi away

    58/100LFR Score

    Ranked #14 because of its Google rating and practice area focus: 4.8★ from 61 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 4.8★ from 61 Google reviews
    Hours
    Mon–Fri 8:30 AM–5:30 PM · Sat–Sun closed
    Address
    1701 South Blvd, Charlotte, NC 28203
  11. Based in Charlotte, 38 mi away

    58/100LFR Score

    Ranked #15 because of its Google rating and practice area focus: 4.8★ from 61 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 4.8★ from 61 Google reviews
    Hours
    Mon–Thu 8:30 AM–5 PM · Fri 8:30 AM–2 PM · Sat–Sun closed
    Address
    1057 E Morehead St Unit 120, Charlotte, NC 28204
  12. Based in Monroe, 33 mi away

    57/100LFR Score

    Ranked #18 because of its Google rating and practice area focus: 4.8★ from 26 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 4.8★ from 26 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–3 PM · Sat–Sun closed
    Address
    309 Lancaster Ave, Monroe, NC 28112
  13. Based in Concord, 22 mi away

    56/100LFR Score

    Ranked #19 because of its Google rating and practice area focus: 3.8★ from 25 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 3.8★ from 25 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    51 Cabarrus Ave W, Concord, NC 28025
  14. Based in Salisbury, 27 mi away

    56/100LFR Score

    Ranked #21 because of its Google rating and practice area focus: 3.9★ from 31 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 3.9★ from 31 Google reviews
    Hours
    Mon–Fri 9 AM–5:30 PM · Sat–Sun closed
    Address
    207 W Kerr St, Salisbury, NC 28144
  15. Based in Charlotte, 37 mi away

    56/100LFR Score

    Ranked #23 because of its Google rating and practice area focus: 4.4★ from 28 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 4.4★ from 28 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    227 W Trade St, Charlotte, NC 28202
  16. Based in Cornelius, 40 mi away

    54/100LFR Score

    Ranked #25 because of its Google rating and practice area focus: 4.4★ from 19 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 4.4★ from 19 Google reviews
    Hours
    Mon–Tue 10 AM–4 PM · Wed closed · Thu 10 AM–4 PM · Fri 10 AM–3 PM · Sat–Sun closed
    Address
    19109 W Catawba Ave Ste 200, Cornelius, NC 28031

All 27 bankruptcy lawyers

#1 to #25 are shown in full above. Here are #26 to #27, in LFR Score order; each links to its profile.

bankruptcy lawyers in Albemarle, ranks 26 to 27
RankBusinessLFR ScoreGoogle ratingDistance
26Law Office of Richard L Brown, Jr.543.7★ (10)33 mi
27David R. Badger, P.A.524.0★ (4)37 mi

Also serving Albemarle

20 more bankruptcy lawyers within 40 mi that we can't rank yet: too few reviews, or a practice area we couldn't confirm. Listed A to Z.

Unranked bankruptcy lawyers serving Albemarle
BusinessGoogle ratingDistance
Alston & Bird5.0★ (2)38 mi
Brown & Senter, PLLC4.1★ (56)In Albemarle
Davis and Goldsmith Law Office5.0★ (1)22 mi
EasyBankruptcy37 mi
First Street Legal3.9★ (9)In Albemarle
Fulcher Law Firm4.1★ (56)In Albemarle
Grier Wright Martinez, PA5.0★ (1)38 mi
Huneycutt Law, PLLC5.0★ (21)In Albemarle
J Kent Trull4.8★ (4)In Albemarle
Joseph M. Bochicchio, PLLC29 mi
Legal Helpers36 mi
M T Lowder & Associates4.3★ (33)In Albemarle
Mabry Clegg4.8★ (13)In Albemarle
Odom Robert W5.0★ (4)In Albemarle
Parnell & Scales Law Office3.9★ (83)In Albemarle
Phillips James A4.3★ (15)In Albemarle
Stubblefield Julie H5.0★ (2)33 mi
Taylor Law Group4.2★ (127)In Albemarle
The Khan Law Offices, PLLC5.0★ (4)In Albemarle
Witt Law Firm, P.A.3.0★ (2)32 mi

How we ranked Albemarle bankruptcy lawyers

We scored 27 Albemarle bankruptcy lawyers on nine factors, weighted as shown. A law firm is ranked when its practice area is confirmed and it has 3 or more Google reviews or a claimed profile. A law firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Attorney advertising businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

LFR Score factors and weights
FactorWeightComputed fromIn Albemarle data
Reputation25%Google star rating, adjusted for how many reviews back itMeasured
Bar status10%An active bar or law society record matched to a lawyer at the firm (not measured until a record source is loaded)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency10%Share of reviews from the last 12 monthsNot yet collected
Availability5%Weekly office hours, Saturday, Sunday, and phones answered 24/7Measured
Practice focus15%How clearly the firm practises this area (its Google category and name)Measured
Proximity5%An office in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Law Firms Ranked profile (free and paid earn the same)Measured
Law Firms Ranked reviews10%Verified client reviews collected by Law Firms Ranked: their rating and how many there areMeasured

How to choose a bankruptcy lawyer

  1. Check the lawyer’s status and any public discipline in the state bar or law society directory.
  2. Ask how many bankruptcy law matters the lawyer handles each year, and who at the firm will do the work.
  3. Get the fee arrangement in writing: hourly, flat or contingency, and which costs are charged on top.
  4. Ask how and how often the firm will update you, and how fast it answers calls and emails.
  5. Read recent reviews for how the firm communicated and billed, not only for outcomes.
  6. Ask whether the lawyer, not only staff, will review your forms and go with you to the meeting of creditors.
  7. Meet more than one firm; many offer a short first consultation, sometimes free.

Questions to ask a bankruptcy lawyer

  • How would you approach a matter like mine, and what are the realistic options?
  • How do you charge, and what will the total likely cost?
  • Who will be my main contact, and how quickly do you reply?
  • Which chapter fits my situation, and why?
  • Which of my property is exempt?
  • Is there any conflict of interest that would stop you representing me?

Terms explained

Contingency fee
A fee that is a share of the money recovered, paid only if there is a recovery. Common in injury cases; not allowed for criminal defense or for securing a divorce.
Retainer
Money paid up front and held in a trust account, which the lawyer draws on as fees are earned.
Flat fee
One set price for a defined piece of work, such as a will or an uncontested matter.
Limited-scope representation
Paying a lawyer for part of a matter only, such as reviewing documents or coaching for one hearing (also called unbundled services).
Statute of limitations
The deadline to file a lawsuit or charge. It differs by state or province and by type of claim.
Good standing
A lawyer’s status as active and eligible to practise with a state bar or law society.
Law society
The body that licenses and disciplines lawyers in a Canadian province or territory.
Board certification
Recognition in a field of law by a state program or an organisation accredited for that purpose. Lawyers may only claim it when they hold it, naming the certifying body.
Attorney–client privilege
The rule that keeps confidential communications between a client and lawyer, made for legal advice, out of court.
Conflict check
The search a firm runs before taking a matter to make sure it does not represent someone on the other side.
Pro bono
Legal work done for free, usually for people who cannot afford a lawyer.
Legal aid
Publicly funded legal help for people with low incomes, through legal aid offices, public defenders or provincial legal aid plans.

Bankruptcy lawyers in Albemarle: frequently asked questions

Which bankruptcy lawyer has the highest LFR Score in Albemarle?

By LFR Score, the highest-ranked bankruptcy lawyer in Albemarle, NC is The Layton Law Firm with an LFR Score of 65/100. It has 4.9★ from 105 Google reviews. It is open 24/7. Rowland & Yauger, Attorneys & Counselors At Law (#2) and Duncan Law, LLP (#3) follow. We ranked 27 bankruptcy lawyers on nine factors, last updated November 9, 2026.

How many bankruptcy lawyers are there in Albemarle?

LawFirmsRanked ranks 27 bankruptcy lawyers serving Albemarle, NC. Another 20 within 40 mi are listed but not ranked yet. Counts are as of November 2026.

Which bankruptcy lawyers in Albemarle are open 24/7?

4 ranked bankruptcy lawyers in Albemarle post 24/7 hours. The highest-ranked are The Layton Law Firm (#1), Duncan Law, LLP (#3) and Law Office of Jack G. Lezman, PLLC (#4). Hours come from each law firm's Google listing as of November 2026, so call to confirm.

Which bankruptcy lawyers in Albemarle work on weekends?

6 of 27 ranked bankruptcy lawyers post Saturday hours and 4 post Sunday hours. The highest-ranked open Saturdays are The Layton Law Firm (#1), Duncan Law, LLP (#3) and Law Office of Jack G. Lezman, PLLC (#4). Posted hours are office hours; many firms meet clients by appointment outside them.

What Google rating do Albemarle bankruptcy lawyers have?

The median Google rating among 27 rated bankruptcy lawyers in Albemarle is 4.7★, with a median of 31 reviews. Rowland & Yauger, Attorneys & Counselors At Law has the most, 573 reviews, and ranks #2. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does LawFirmsRanked rank bankruptcy lawyers?

Each bankruptcy lawyer gets a 0–100 LFR Score from nine published factors, led by reputation (25%), practice focus (15%), review volume (10%) and recency (10%). A law firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only law firms with a confirmed practice area and 3 or more reviews, or a claimed profile, are ranked.

Do bankruptcy lawyers outside Albemarle count in this ranking?

Yes, if they are within 40 mi of the Albemarle city center, our service radius for bankruptcy lawyers. Each listing shows where the law firm is based and how far away it is. Proximity is 5% of the LFR Score, so a nearby law firm gets a small edge.

Can bankruptcy lawyers pay to rank higher on LawFirmsRanked?

No. The LFR Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured law firms may appear above the list, labelled Attorney advertising and showing their honest rank.

How do bankruptcy lawyers in Albemarle, NC charge?

Consumer bankruptcy lawyers usually charge a flat fee for Chapter 7; Chapter 13 fees are often paid partly through the repayment plan and are reviewed by the court. Under federal law they must give you written disclosures and a written contract (11 U.S.C. §§526–528). Lawyers using Clio billed an average of $481 an hour in this area (Clio Legal Trends data, October 2026; all areas $362). Ask for the fee arrangement in writing before you agree.

What is the difference between Chapter 7 and Chapter 13?

Chapter 7 sells non-exempt property to pay creditors and usually ends in a few months; Chapter 13 keeps your property under a three- to five-year repayment plan. Income and assets decide which you can use. This is general information, not legal advice.

How is this list of bankruptcy lawyers in Albemarle, NC ranked?

By LFR Score only, from public data on reviews, practice focus, office location and hours. Firms labelled “Attorney advertising” paid for that placement; payment never changes a rank, and a rank is not an endorsement.

Does a lawyer need an office in Albemarle?

No, but the lawyer must be licensed in your state (or, for federal matters such as immigration, in some state). A local office makes meetings and court appearances easier, so proximity is one of our factors.

Update log for Albemarle

  1. November 2026: LFR Scores recalculated for 27 bankruptcy lawyers serving Albemarle.