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Bankruptcy Lawyers in Merritt Island, FL: 2026 rankings

40 bankruptcy lawyers ranked by LFR ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest LFR Score in Merritt Island: CAN'T AFFORD A LAWYER PLLC, LFR Score 71/100; 5.0★ from 174 Google reviews; open 24/7.

  2. 2

    Open 24 hours (per Google): Bogin, Munns & Munns, P.A., posts 24/7 hours; ranked #2 of 40.

  3. 11

    Most-reviewed: Tejes Law, PLLC, 331 Google reviews at 4.9★, the most of 40 ranked; ranked #11.

Rankings can't be bought. Lawyers can't pay to change their rank or score. How we rank

40 Merritt Island bankruptcy lawyers are ranked here by LFR Score, from nine published factors. 8 are open 24/7, 11 open Saturdays and 10 open Sundays, based on posted hours. The median Google rating is 4.8★ across 40 rated law firms.

Top 10 bankruptcy lawyers in Merritt Island at a glance

Ranked by our published LFR Score from public data, not by payment; a rank is not an endorsement or a prediction of results.

Top 10 bankruptcy lawyers in Merritt Island at a glance
RankBusinessLFR ScoreGoogle ratingBased inHoursNotable for
1CAN'T AFFORD A LAWYER PLLC715.0★ (174)Rockledge, 16 mi awayOpen 24 hrs (Google)Top score
2Bogin, Munns & Munns, P.A.694.8★ (86)Titusville, 9 mi awayOpen 24 hrs (Google)Open 24 hours
3Mann Law685.0★ (124)Melbourne, 32 mi awayOpen 24 hrs (Google)—
4Bowin Law Group674.9★ (100)Melbourne, 32 mi awayOpen 24 hrs (Google)—
5Bogin, Munns & Munns654.2★ (73)Melbourne, 21 mi awayOpen 24 hrs (Google)—
6Fleysher Law Bankruptcy & Debt Attorneys - Orlando Office655.0★ (42)Orlando, 33 mi awayOpen 24 hrs (Google)—
7Barbara Helm Peters Esq.644.9★ (34)Merritt Island——
8Buchalter & Pelphrey Attorneys At Law644.9★ (30)Merritt Island——
9Pinnacle Credit Management634.4★ (51)Oviedo, 32 mi awayOpen 24 hrs (Google)—
10Solomita Law, PLLC635.0★ (183)Orlando, 33 mi away——

All 40 bankruptcy lawyers in Merritt Island, in rank order

Ordered by LFR Score, a 0–100 score from nine published factors. Paid placement never changes the order.

Ranked by our published LFR Score from public data, not by payment; a rank is not an endorsement or a prediction of results.

  1. Ranked #1 in Merritt Island

    Based in Rockledge, 16 mi away

    71/100LFR Score

    Ranked #1 because of its Google rating and practice area focus: 5.0★ from 174 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 5.0★ from 174 Google reviews
    • Open 24/7
    Hours
    Open 24 hours, 7 days
    Address
    835 Executive Ln STE 110, Rockledge, FL 32955
  2. Based in Titusville, 9 mi away

    69/100LFR Score

    Ranked #2 because of its Google rating and practice area focus: 4.8★ from 86 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.8★ from 86 Google reviews
    • Open 24/7
    Hours
    Open 24 hours, 7 days
    Address
    2323 S Washington Ave Unit 109, Titusville, FL 32780
  3. Based in Melbourne, 32 mi away

    68/100LFR Score

    Ranked #3 because of its Google rating and practice area focus: 5.0★ from 124 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 5.0★ from 124 Google reviews
    • Open 24/7
    Hours
    Open 24 hours, 7 days
    Address
    110 S Miramar Ave, Indialantic, FL 32903
  4. Based in Melbourne, 32 mi away

    67/100LFR Score

    Ranked #4 because of its Google rating and practice area focus: 4.9★ from 100 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.9★ from 100 Google reviews
    • Open 24/7
    Hours
    Open 24 hours, 7 days
    Address
    1819 Riverview Dr, Melbourne, FL 32901
  5. Based in Melbourne, 21 mi away

    65/100LFR Score

    Ranked #5 because of its Google rating and practice area focus: 4.2★ from 73 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.2★ from 73 Google reviews
    • Open 24/7
    Hours
    Open 24 hours, 7 days
    Address
    7195 Murrell Rd #101, Melbourne, FL 32940
  6. 65/100LFR Score

    Ranked #6 because of its Google rating and practice area focus: 5.0★ from 42 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 5.0★ from 42 Google reviews
    • Open 24/7
    Hours
    Open 24 hours, 7 days
    Address
    1802 N Alafaya Trail Ste 203, Orlando, FL 32826
  7. Based in Merritt Island

    64/100LFR Score

    Ranked #7 because of its Google rating and practice area focus: 4.9★ from 34 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.9★ from 34 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    260 N Tropical Trail Ste 204, Merritt Island, FL 32953
  8. Based in Orlando, 33 mi away

    63/100LFR Score

    Ranked #10 because of its Google rating and practice area focus: 5.0★ from 183 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 5.0★ from 183 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    Three Resource Square, 12001 Research Pkwy Office #236, Orlando, FL 32826
  9. Based in Orlando, 38 mi away

    63/100LFR Score

    Ranked #11 because of its Google rating and practice area focus: 4.9★ from 331 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.9★ from 331 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    7212 Curry Ford Rd Bldg. 3, Orlando, FL 32822
  10. Based in Titusville, 9 mi away

    62/100LFR Score

    Ranked #13 because of its Google rating and practice area focus: 5.0★ from 34 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 5.0★ from 34 Google reviews
    Hours
    Mon–Thu 10 AM–4 PM · Fri 10 AM–2 PM · Sat–Sun closed
    Address
    1701 S Washington Ave, Titusville, FL 32780
  11. Based in Orlando, 32 mi away

    62/100LFR Score

    Ranked #14 because of its Google rating and practice area focus: 4.7★ from 200 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.7★ from 200 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    12301 Lake Underhill Rd #213, Orlando, FL 32828
  12. Based in Melbourne, 28 mi away

    61/100LFR Score

    Ranked #15 because of its Google rating and practice area focus: 5.0★ from 14 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 5.0★ from 14 Google reviews
    Hours
    Mon–Sun 9 AM–9 PM
    Address
    2800 Aurora Rd Ste j, Melbourne, FL 32935
  13. Based in Orlando, 33 mi away

    61/100LFR Score

    Ranked #16 because of its Google rating and practice area focus: 5.0★ from 8 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 5.0★ from 8 Google reviews
    • Open 24/7
    Hours
    Open 24 hours, 7 days
    Address
    1802 N Alafaya Trail, Orlando, FL 32826
  14. Based in Melbourne, 21 mi away

    61/100LFR Score

    Ranked #17 because of its Google rating and practice area focus: 5.0★ from 33 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 5.0★ from 33 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    7351 Office Park Pl Ste 151, Melbourne, FL 32940
  15. Based in Rockledge, 16 mi away

    60/100LFR Score

    Ranked #19 because of its Google rating and practice area focus: 4.5★ from 31 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.5★ from 31 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    836 Executive Ln Ste 120, Rockledge, FL 32955
  16. Based in New Smyrna Beach, 37 mi away

    60/100LFR Score

    Ranked #20 because of its Google rating and practice area focus: 4.8★ from 107 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.8★ from 107 Google reviews
    Hours
    Mon–Thu 9 AM–4 PM · Fri 10 AM–2:30 PM · Sat–Sun closed
    Address
    605 S Orange St, New Smyrna Beach, FL 32168
  17. Based in Merritt Island

    60/100LFR Score

    Ranked #21 because of its Google rating and practice area focus: 4.3★ from 6 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.3★ from 6 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    260 N Tropical Trail Ste 204, Merritt Island, FL 32953
  18. Based in Rockledge, 17 mi away

    59/100LFR Score

    Ranked #24 because of its Google rating and practice area focus: 4.6★ from 11 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.6★ from 11 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    1384 Heritage Acres Blvd, Rockledge, FL 32955
  19. Based in Palm Bay, 37 mi away

    58/100LFR Score

    Ranked #25 because of its Google rating and practice area focus: 4.5★ from 83 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.5★ from 83 Google reviews
    Hours
    Mon–Thu 9 AM–4 PM · Fri–Sun closed
    Address
    1490 Emerson Dr NE, Palm Bay, FL 32907

All 40 bankruptcy lawyers

#1 to #25 are shown in full above. Here are #26 to #40, in LFR Score order; each links to its profile.

bankruptcy lawyers in Merritt Island, ranks 26 to 40
RankBusinessLFR ScoreGoogle ratingDistance
26Peppler Law P.A.584.7★ (38)36 mi
27Faro & Crowder, PA584.4★ (25)29 mi
28Zeini Law Firm574.5★ (32)33 mi
29Buchalter & Pelphrey Attorneys At Law575.0★ (12)28 mi
30Cote Jarvis Law573.7★ (9)34 mi
31Paul F. Daley574.8★ (6)21 mi
32Faro & Crowder, PA573.7★ (3)12 mi
33Randy Hillman, PA565.0★ (6)37 mi
34Daley Law565.0★ (4)21 mi
35Del Pino & Granados Law Firm565.0★ (7)32 mi
36Geismar Clifford J Attorney554.2★ (21)40 mi
37Lack and Lack Chartered555.0★ (5)30 mi
38Michael Tierney, P.A.553.5★ (32)37 mi
39Amethyst Law Group555.0★ (3)28 mi
40LAW OFFICES OF SHAYAN ELAHI543.2★ (9)39 mi

Also serving Merritt Island

20 more bankruptcy lawyers within 40 mi that we can't rank yet: too few reviews, or a practice area we couldn't confirm. Listed A to Z.

Unranked bankruptcy lawyers serving Merritt Island
BusinessGoogle ratingDistance
Attorney Daniel W Blougouras.4.9★ (90)In Merritt Island
Brevard Consumer Law CenterIn Merritt Island
Brevard's Hometown Foreclosure Defense Firm13 mi
Brevard's Hometown Foreclosure Firm5.0★ (1)31 mi
Brink Law Firm3.9★ (29)In Merritt Island
Enrique Law Firm5.0★ (2)31 mi
Heather Harris Law4.8★ (409)In Merritt Island
Hedman & Wooten, P.A.4.7★ (14)In Merritt Island
HomeTeam Mortgage Solutions, LLC31 mi
Kenneth Rhoden Esq.10 mi
Kenneth Rhoden Esq.32 mi
Law Office of Brian W. Hurd4.5★ (17)In Merritt Island
Mario Gunde Peters & Kelley5.0★ (8)In Merritt Island
Michael Kelley Esq.4.9★ (17)In Merritt Island
Michel Watson Law4.9★ (57)In Merritt Island
Richard Franzblau, LLC1.0★ (2)34 mi
Schlegel Law Offices PA2.5★ (2)26 mi
Stewart Law29 mi
The Law Offices of Stephanie E. Lasko, P.A.5.0★ (12)In Merritt Island
The Peterson Law Firm P.A.40 mi

How we ranked Merritt Island bankruptcy lawyers

We scored 40 Merritt Island bankruptcy lawyers on nine factors, weighted as shown. A law firm is ranked when its practice area is confirmed and it has 3 or more Google reviews or a claimed profile. A law firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Attorney advertising businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

LFR Score factors and weights
FactorWeightComputed fromIn Merritt Island data
Reputation25%Google star rating, adjusted for how many reviews back itMeasured
Bar status10%An active bar or law society record matched to a lawyer at the firm (not measured until a record source is loaded)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency10%Share of reviews from the last 12 monthsNot yet collected
Availability5%Weekly office hours, Saturday, Sunday, and phones answered 24/7Measured
Practice focus15%How clearly the firm practises this area (its Google category and name)Measured
Proximity5%An office in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Law Firms Ranked profile (free and paid earn the same)Measured
Law Firms Ranked reviews10%Verified client reviews collected by Law Firms Ranked: their rating and how many there areMeasured

How to choose a bankruptcy lawyer

  1. Check the lawyer’s status and any public discipline in the state bar or law society directory.
  2. Ask how many bankruptcy law matters the lawyer handles each year, and who at the firm will do the work.
  3. Get the fee arrangement in writing: hourly, flat or contingency, and which costs are charged on top.
  4. Ask how and how often the firm will update you, and how fast it answers calls and emails.
  5. Read recent reviews for how the firm communicated and billed, not only for outcomes.
  6. Ask whether the lawyer, not only staff, will review your forms and go with you to the meeting of creditors.
  7. Meet more than one firm; many offer a short first consultation, sometimes free.

Questions to ask a bankruptcy lawyer

  • How would you approach a matter like mine, and what are the realistic options?
  • How do you charge, and what will the total likely cost?
  • Who will be my main contact, and how quickly do you reply?
  • Which chapter fits my situation, and why?
  • Which of my property is exempt?
  • Is there any conflict of interest that would stop you representing me?

Terms explained

Contingency fee
A fee that is a share of the money recovered, paid only if there is a recovery. Common in injury cases; not allowed for criminal defense or for securing a divorce.
Retainer
Money paid up front and held in a trust account, which the lawyer draws on as fees are earned.
Flat fee
One set price for a defined piece of work, such as a will or an uncontested matter.
Limited-scope representation
Paying a lawyer for part of a matter only, such as reviewing documents or coaching for one hearing (also called unbundled services).
Statute of limitations
The deadline to file a lawsuit or charge. It differs by state or province and by type of claim.
Good standing
A lawyer’s status as active and eligible to practise with a state bar or law society.
Law society
The body that licenses and disciplines lawyers in a Canadian province or territory.
Board certification
Recognition in a field of law by a state program or an organisation accredited for that purpose. Lawyers may only claim it when they hold it, naming the certifying body.
Attorney–client privilege
The rule that keeps confidential communications between a client and lawyer, made for legal advice, out of court.
Conflict check
The search a firm runs before taking a matter to make sure it does not represent someone on the other side.
Pro bono
Legal work done for free, usually for people who cannot afford a lawyer.
Legal aid
Publicly funded legal help for people with low incomes, through legal aid offices, public defenders or provincial legal aid plans.

Bankruptcy lawyers in Merritt Island: frequently asked questions

Which bankruptcy lawyer has the highest LFR Score in Merritt Island?

By LFR Score, the highest-ranked bankruptcy lawyer in Merritt Island, FL is CAN'T AFFORD A LAWYER PLLC with an LFR Score of 71/100. It has 5.0★ from 174 Google reviews. It is open 24/7. Bogin, Munns & Munns, P.A. (#2) and Mann Law (#3) follow. We ranked 40 bankruptcy lawyers on nine factors, last updated November 9, 2026.

How many bankruptcy lawyers are there in Merritt Island?

LawFirmsRanked ranks 40 bankruptcy lawyers serving Merritt Island, FL. 3 of them are based in Merritt Island; the rest serve it from nearby towns. Another 20 within 40 mi are listed but not ranked yet. Counts are as of November 2026.

Which bankruptcy lawyers in Merritt Island are open 24/7?

8 ranked bankruptcy lawyers in Merritt Island post 24/7 hours. The highest-ranked are CAN'T AFFORD A LAWYER PLLC (#1), Bogin, Munns & Munns, P.A. (#2) and Mann Law (#3). Hours come from each law firm's Google listing as of November 2026, so call to confirm.

Which bankruptcy lawyers in Merritt Island work on weekends?

11 of 40 ranked bankruptcy lawyers post Saturday hours and 10 post Sunday hours. The highest-ranked open Saturdays are CAN'T AFFORD A LAWYER PLLC (#1), Bogin, Munns & Munns, P.A. (#2) and Mann Law (#3). Posted hours are office hours; many firms meet clients by appointment outside them.

What Google rating do Merritt Island bankruptcy lawyers have?

The median Google rating among 40 rated bankruptcy lawyers in Merritt Island is 4.8★, with a median of 32 reviews. Tejes Law, PLLC has the most, 331 reviews, and ranks #11. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does LawFirmsRanked rank bankruptcy lawyers?

Each bankruptcy lawyer gets a 0–100 LFR Score from nine published factors, led by reputation (25%), practice focus (15%), review volume (10%) and recency (10%). A law firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only law firms with a confirmed practice area and 3 or more reviews, or a claimed profile, are ranked.

Do bankruptcy lawyers outside Merritt Island count in this ranking?

Yes, if they are within 40 mi of the Merritt Island city center, our service radius for bankruptcy lawyers. Each listing shows where the law firm is based and how far away it is. Proximity is 5% of the LFR Score, so a nearby law firm gets a small edge.

Can bankruptcy lawyers pay to rank higher on LawFirmsRanked?

No. The LFR Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured law firms may appear above the list, labelled Attorney advertising and showing their honest rank.

How do bankruptcy lawyers in Merritt Island, FL charge?

Consumer bankruptcy lawyers usually charge a flat fee for Chapter 7; Chapter 13 fees are often paid partly through the repayment plan and are reviewed by the court. Under federal law they must give you written disclosures and a written contract (11 U.S.C. §§526–528). Lawyers using Clio billed an average of $481 an hour in this area (Clio Legal Trends data, October 2026; all areas $362). Ask for the fee arrangement in writing before you agree.

What is the difference between Chapter 7 and Chapter 13?

Chapter 7 sells non-exempt property to pay creditors and usually ends in a few months; Chapter 13 keeps your property under a three- to five-year repayment plan. Income and assets decide which you can use. This is general information, not legal advice.

How is this list of bankruptcy lawyers in Merritt Island, FL ranked?

By LFR Score only, from public data on reviews, practice focus, office location and hours. Firms labelled “Attorney advertising” paid for that placement; payment never changes a rank, and a rank is not an endorsement.

Does a lawyer need an office in Merritt Island?

No, but the lawyer must be licensed in your state (or, for federal matters such as immigration, in some state). A local office makes meetings and court appearances easier, so proximity is one of our factors.

Update log for Merritt Island

  1. November 2026: LFR Scores recalculated for 40 bankruptcy lawyers serving Merritt Island.