67/100LFR Score
Ranked #1 because of its Google rating and practice area focus: 5.0★ from 83 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Bankruptcy Lawyers in Santa Cruz, CA: 2026 rankings
48 bankruptcy lawyers ranked by LFR ScoreUpdated 0 paid placements in this rankingHow we rank →
The short answer
- 1
Highest LFR Score in Santa Cruz: Law Offices of Trang Do, LFR Score 67/100; 5.0★ from 83 Google reviews; open 24/7.
- 3
Most-reviewed: Central Coast Bankruptcy, Inc., 337 Google reviews at 5.0★, the most of 48 ranked; ranked #3.
Rankings can't be bought. Lawyers can't pay to change their rank or score. How we rank
48 Santa Cruz bankruptcy lawyers are ranked here by LFR Score, from nine published factors. 1 is open 24/7, 7 open Saturdays and 3 open Sundays, based on posted hours. The median Google rating is 4.9★ across 48 rated law firms.
Top 10 bankruptcy lawyers in Santa Cruz at a glance
Ranked by our published LFR Score from public data, not by payment; a rank is not an endorsement or a prediction of results.
| Rank | Business | LFR Score | Google rating | Based in | Hours | Notable for |
|---|---|---|---|---|---|---|
| 1 | Law Offices of Trang Do | 67 | 5.0★ (83) | San Jose, 30 mi away | Open 24 hrs (Google) | Top score |
| 2 | Central Coast Bankruptcy, Inc. - The Law Offices of Jason Vogelpohl | 66 | 5.0★ (71) | Santa Cruz | — | — |
| 3 | Central Coast Bankruptcy, Inc. | 65 | 5.0★ (337) | Salinas, 30 mi away | — | Most reviews |
| 4 | Evans Law Offices | 63 | 5.0★ (7) | Santa Cruz | Sat | — |
| 5 | Law Offices of Aaron Lipton | 63 | 4.9★ (50) | Watsonville, 16 mi away | — | — |
| 6 | Grech Legal | 62 | 4.9★ (88) | Redwood City, 37 mi away | Sat | — |
| 7 | Law Office of Jeremy F. Peck & Monterey Peninsula Bankruptcy | 62 | 5.0★ (39) | Monterey, 27 mi away | Sat | — |
| 8 | Law Offices of W. Kirk Moore | 62 | 5.0★ (72) | San Jose, 27 mi away | — | — |
| 9 | Strategy Law, LLP - Business and Real Estate Attorneys | 62 | 5.0★ (68) | San Jose, 26 mi away | — | — |
| 10 | Stephen H. Kim, Attorney at Law | 62 | 5.0★ (89) | Salinas, 29 mi away | — | — |
All 48 bankruptcy lawyers in Santa Cruz, in rank order
Ordered by LFR Score, a 0–100 score from nine published factors. Paid placement never changes the order.
Ranked by our published LFR Score from public data, not by payment; a rank is not an endorsement or a prediction of results.
Based in Santa Cruz
66/100LFR ScoreRanked #2 because of its Google rating and practice area focus: 5.0★ from 71 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Salinas, 30 mi away
65/100LFR ScoreRanked #3 because of its Google rating and practice area focus: 5.0★ from 337 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Santa Cruz
63/100LFR ScoreRanked #4 because of its Google rating and practice area focus: 5.0★ from 7 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Watsonville, 16 mi away
63/100LFR ScoreRanked #5 because of its Google rating and practice area focus: 4.9★ from 50 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
#6 Grech Legal
Based in Redwood City, 37 mi away
62/100LFR ScoreRanked #6 because of its Google rating and practice area focus: 4.9★ from 88 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Monterey, 27 mi away
62/100LFR ScoreRanked #7 because of its Google rating and practice area focus: 5.0★ from 39 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in San Jose, 27 mi away
62/100LFR ScoreRanked #8 because of its Google rating and practice area focus: 5.0★ from 72 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in San Jose, 26 mi away
62/100LFR ScoreRanked #9 because of its Google rating and practice area focus: 5.0★ from 68 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Salinas, 29 mi away
62/100LFR ScoreRanked #10 because of its Google rating and practice area focus: 5.0★ from 89 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Milpitas, 31 mi away
62/100LFR ScoreRanked #11 because of its Google rating and practice area focus: 5.0★ from 39 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in San Jose, 25 mi away
61/100LFR ScoreRanked #12 because of its Google rating and practice area focus: 4.8★ from 21 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in San Jose, 27 mi away
61/100LFR ScoreRanked #13 because of its Google rating and practice area focus: 4.9★ from 56 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in San Jose, 27 mi away
61/100LFR ScoreRanked #14 because of its Google rating and practice area focus: 4.9★ from 60 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
#15 Nova Law Group
Based in Mountain View, 29 mi away
60/100LFR ScoreRanked #15 because of its Google rating and practice area focus: 5.0★ from 8 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Redwood City, 38 mi away
60/100LFR ScoreRanked #16 because of its Google rating and practice area focus: 5.0★ from 61 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Santa Clara, 27 mi away
59/100LFR ScoreRanked #17 because of its Google rating and practice area focus: 4.3★ from 73 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in San Jose, 26 mi away
59/100LFR ScoreRanked #18 because of its Google rating and practice area focus: 4.7★ from 29 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in San Jose, 26 mi away
59/100LFR ScoreRanked #19 because of its Google rating and practice area focus: 5.0★ from 20 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in San Jose, 26 mi away
59/100LFR ScoreRanked #20 because of its Google rating and practice area focus: 4.6★ from 32 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in San Jose, 26 mi away
59/100LFR ScoreRanked #21 because of its Google rating and practice area focus: 4.0★ from 8 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 6 of 9 factors; bar status, recency and availability not yet collected.
Based in Salinas, 29 mi away
58/100LFR ScoreRanked #22 because of its Google rating and practice area focus: 4.6★ from 9 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Cupertino, 24 mi away
58/100LFR ScoreRanked #23 because of its Google rating and practice area focus: 4.7★ from 14 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Watsonville, 15 mi away
58/100LFR ScoreRanked #24 because of its Google rating and practice area focus: 4.4★ from 9 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in San Jose, 26 mi away
58/100LFR ScoreRanked #25 because of its Google rating and practice area focus: 4.4★ from 17 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
All 48 bankruptcy lawyers
#1 to #25 are shown in full above. Here are #26 to #48, in LFR Score order; each links to its profile.
Also serving Santa Cruz
20 more bankruptcy lawyers within 40 mi that we can't rank yet: too few reviews, or a practice area we couldn't confirm. Listed A to Z.
| Business | Google rating | Distance |
|---|---|---|
| Arnold Law Group, APC | 3.5★ (2) | 28 mi |
| Book & Book LLP | In Santa Cruz | |
| Central Coast Bankruptcy, Inc | 5.0★ (2) | 26 mi |
| charles b. greene attorney at law | 5.0★ (2) | 26 mi |
| Dina Hoffman | 4.5★ (15) | In Santa Cruz |
| Doan Law Group - Santa Cruz Bankruptcy Attorneys | In Santa Cruz | |
| Dorsey & Whitney LLP | 3.0★ (2) | 34 mi |
| Fine Point Law | 5.0★ (34) | In Santa Cruz |
| Fox H Ernest | 5.0★ (1) | In Santa Cruz |
| Jane Becker Law Office: Becker Jane | In Santa Cruz | |
| Law Office of Balam O Letona, Inc. | 5.0★ (20) | In Santa Cruz |
| Penrose Chun & Gorman LLP | 4.3★ (11) | In Santa Cruz |
| Rucka O'Boyle Lombardo Mckenna: Stein Gilbert E | 4.3★ (3) | In Santa Cruz |
| Taren Robert E | 4.4★ (12) | In Santa Cruz |
| The Corman Law Offices | 5.0★ (84) | In Santa Cruz |
| The Law Offices of Bryan J. Hackett | 4.3★ (6) | In Santa Cruz |
| Thomas S. Stinson, Family Law Attorney | 4.9★ (27) | In Santa Cruz |
| Trinh law | 5.0★ (2) | 26 mi |
| Weisner Legal, APC | 5.0★ (32) | In Santa Cruz |
| Zach D. Schwarzbach, Attorney at Law, Inc. | 5.0★ (3) | In Santa Cruz |
How we ranked Santa Cruz bankruptcy lawyers
We scored 48 Santa Cruz bankruptcy lawyers on nine factors, weighted as shown. A law firm is ranked when its practice area is confirmed and it has 3 or more Google reviews or a claimed profile. A law firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.
Paid placement never changes a rank or score. Attorney advertising businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.
| Factor | Weight | Computed from | In Santa Cruz data |
|---|---|---|---|
| Reputation | 25% | Google star rating, adjusted for how many reviews back it | Measured |
| Bar status | 10% | An active bar or law society record matched to a lawyer at the firm (not measured until a record source is loaded) | Not yet collected |
| Review volume | 10% | Number of Google reviews, compared with the most-reviewed firm on the list | Measured |
| Recency | 10% | Share of reviews from the last 12 months | Not yet collected |
| Availability | 5% | Weekly office hours, Saturday, Sunday, and phones answered 24/7 | Measured |
| Practice focus | 15% | How clearly the firm practises this area (its Google category and name) | Measured |
| Proximity | 5% | An office in the city scores highest, less the farther away it is | Measured |
| Claimed profile | 10% | The firm has claimed its Law Firms Ranked profile (free and paid earn the same) | Measured |
| Law Firms Ranked reviews | 10% | Verified client reviews collected by Law Firms Ranked: their rating and how many there are | Measured |
How to choose a bankruptcy lawyer
- Check the lawyer’s status and any public discipline in the state bar or law society directory.
- Ask how many bankruptcy law matters the lawyer handles each year, and who at the firm will do the work.
- Get the fee arrangement in writing: hourly, flat or contingency, and which costs are charged on top.
- Ask how and how often the firm will update you, and how fast it answers calls and emails.
- Read recent reviews for how the firm communicated and billed, not only for outcomes.
- Ask whether the lawyer, not only staff, will review your forms and go with you to the meeting of creditors.
- Meet more than one firm; many offer a short first consultation, sometimes free.
Questions to ask a bankruptcy lawyer
- How would you approach a matter like mine, and what are the realistic options?
- How do you charge, and what will the total likely cost?
- Who will be my main contact, and how quickly do you reply?
- Which chapter fits my situation, and why?
- Which of my property is exempt?
- Is there any conflict of interest that would stop you representing me?
Terms explained
- Contingency fee
- A fee that is a share of the money recovered, paid only if there is a recovery. Common in injury cases; not allowed for criminal defense or for securing a divorce.
- Retainer
- Money paid up front and held in a trust account, which the lawyer draws on as fees are earned.
- Flat fee
- One set price for a defined piece of work, such as a will or an uncontested matter.
- Limited-scope representation
- Paying a lawyer for part of a matter only, such as reviewing documents or coaching for one hearing (also called unbundled services).
- Statute of limitations
- The deadline to file a lawsuit or charge. It differs by state or province and by type of claim.
- Good standing
- A lawyer’s status as active and eligible to practise with a state bar or law society.
- Law society
- The body that licenses and disciplines lawyers in a Canadian province or territory.
- Board certification
- Recognition in a field of law by a state program or an organisation accredited for that purpose. Lawyers may only claim it when they hold it, naming the certifying body.
- Attorney–client privilege
- The rule that keeps confidential communications between a client and lawyer, made for legal advice, out of court.
- Conflict check
- The search a firm runs before taking a matter to make sure it does not represent someone on the other side.
- Pro bono
- Legal work done for free, usually for people who cannot afford a lawyer.
- Legal aid
- Publicly funded legal help for people with low incomes, through legal aid offices, public defenders or provincial legal aid plans.
Bankruptcy lawyers in Santa Cruz: frequently asked questions
Which bankruptcy lawyer has the highest LFR Score in Santa Cruz?
By LFR Score, the highest-ranked bankruptcy lawyer in Santa Cruz, CA is Law Offices of Trang Do with an LFR Score of 67/100. It has 5.0★ from 83 Google reviews. It is open 24/7. Central Coast Bankruptcy, Inc. - The Law Offices of Jason Vogelpohl (#2) and Central Coast Bankruptcy, Inc. (#3) follow. We ranked 48 bankruptcy lawyers on nine factors, last updated November 9, 2026.
How many bankruptcy lawyers are there in Santa Cruz?
LawFirmsRanked ranks 48 bankruptcy lawyers serving Santa Cruz, CA. 2 of them are based in Santa Cruz; the rest serve it from nearby towns. Another 20 within 40 mi are listed but not ranked yet. Counts are as of November 2026.
Which bankruptcy lawyers in Santa Cruz are open 24/7?
1 ranked bankruptcy lawyer in Santa Cruz posts 24/7 hours. The highest-ranked is Law Offices of Trang Do (#1). Hours come from each law firm's Google listing as of November 2026, so call to confirm.
Which bankruptcy lawyers in Santa Cruz work on weekends?
7 of 48 ranked bankruptcy lawyers post Saturday hours and 3 post Sunday hours. The highest-ranked open Saturdays are Law Offices of Trang Do (#1), Evans Law Offices (#4) and Grech Legal (#6). Posted hours are office hours; many firms meet clients by appointment outside them.
What Google rating do Santa Cruz bankruptcy lawyers have?
The median Google rating among 48 rated bankruptcy lawyers in Santa Cruz is 4.9★, with a median of 13 reviews. Central Coast Bankruptcy, Inc. has the most, 337 reviews, and ranks #3. We adjust ratings for review count, so a few five-star reviews cannot top the list.
How does LawFirmsRanked rank bankruptcy lawyers?
Each bankruptcy lawyer gets a 0–100 LFR Score from nine published factors, led by reputation (25%), practice focus (15%), review volume (10%) and recency (10%). A law firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only law firms with a confirmed practice area and 3 or more reviews, or a claimed profile, are ranked.
Do bankruptcy lawyers outside Santa Cruz count in this ranking?
Yes, if they are within 40 mi of the Santa Cruz city center, our service radius for bankruptcy lawyers. Each listing shows where the law firm is based and how far away it is. Proximity is 5% of the LFR Score, so a nearby law firm gets a small edge.
Can bankruptcy lawyers pay to rank higher on LawFirmsRanked?
No. The LFR Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured law firms may appear above the list, labelled Attorney advertising and showing their honest rank.
How do bankruptcy lawyers in Santa Cruz, CA charge?
Consumer bankruptcy lawyers usually charge a flat fee for Chapter 7; Chapter 13 fees are often paid partly through the repayment plan and are reviewed by the court. Under federal law they must give you written disclosures and a written contract (11 U.S.C. §§526–528). Lawyers using Clio billed an average of $481 an hour in this area (Clio Legal Trends data, October 2026; all areas $362). Ask for the fee arrangement in writing before you agree.
What is the difference between Chapter 7 and Chapter 13?
Chapter 7 sells non-exempt property to pay creditors and usually ends in a few months; Chapter 13 keeps your property under a three- to five-year repayment plan. Income and assets decide which you can use. This is general information, not legal advice.
How is this list of bankruptcy lawyers in Santa Cruz, CA ranked?
By LFR Score only, from public data on reviews, practice focus, office location and hours. Firms labelled “Attorney advertising” paid for that placement; payment never changes a rank, and a rank is not an endorsement.
Does a lawyer need an office in Santa Cruz?
No, but the lawyer must be licensed in your state (or, for federal matters such as immigration, in some state). A local office makes meetings and court appearances easier, so proximity is one of our factors.
Update log for Santa Cruz
- November 2026: LFR Scores recalculated for 48 bankruptcy lawyers serving Santa Cruz.
More bankruptcy lawyers and Santa Cruz pages
Bankruptcy lawyers near Santa Cruz
- Bankruptcy lawyers in Live Oak, CA50 ranked
- Bankruptcy lawyers in Capitola, CA48 ranked
- Bankruptcy lawyers in Scotts Valley, CA53 ranked
- Bankruptcy lawyers in Watsonville, CA39 ranked
- Bankruptcy lawyers in Los Gatos, CA65 ranked
- Bankruptcy lawyers in Saratoga, CA76 ranked
- Bankruptcy lawyers in Campbell, CA75 ranked
- Bankruptcy lawyers in Morgan Hill, CA45 ranked
- Bankruptcy lawyers in Marina, CA12 ranked
- Bankruptcy lawyers in Communications Hill, CA66 ranked
Other practice areas in Santa Cruz
- Personal injury lawyers in Santa Cruz196 ranked
- Social Security disability lawyers in Santa Cruz13 ranked
- Criminal defense lawyers in Santa Cruz98 ranked
- DUI and DWI lawyers in Santa Cruz8 ranked
- Divorce and family lawyers in Santa Cruz59 ranked
- Estate planning and probate lawyers in Santa Cruz67 ranked
- Immigration lawyers in Santa Cruz117 ranked
- Employment lawyers in Santa Cruz73 ranked
- Business lawyers in Santa Cruz7 ranked
- Real estate lawyers in Santa Cruz22 ranked
- Tax lawyers in Santa Cruz28 ranked
- Intellectual property lawyers in Santa Cruz37 ranked
- Insurance lawyers in Santa Cruz26 ranked
- Mediators in Santa Cruz35 ranked
- General practice lawyers in Santa Cruz122 ranked
- All lawyers in Santa Cruz