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Bankruptcy Lawyers in The Villages, FL: 2026 rankings

40 bankruptcy lawyers ranked by LFR ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest LFR Score in The Villages: Bogin, Munns & Munns, LFR Score 69/100; 4.8★ from 217 Google reviews; open 24/7.

  2. 2

    Open 24 hours (per Google): Bogin, Munns & Munns, posts 24/7 hours; ranked #2 of 40.

  3. 8

    Most-reviewed: Lewis Roberts, PA, 488 Google reviews at 5.0★, the most of 40 ranked; ranked #8.

Rankings can't be bought. Lawyers can't pay to change their rank or score. How we rank

40 The Villages bankruptcy lawyers are ranked here by LFR Score, from nine published factors. 8 are open 24/7, 10 open Saturdays and 8 open Sundays, based on posted hours. The median Google rating is 4.7★ across 40 rated law firms.

Top 10 bankruptcy lawyers in The Villages at a glance

Ranked by our published LFR Score from public data, not by payment; a rank is not an endorsement or a prediction of results.

Top 10 bankruptcy lawyers in The Villages at a glance
RankBusinessLFR ScoreGoogle ratingBased inHoursNotable for
1Bogin, Munns & Munns694.8★ (217)Ocala, 21 mi awayOpen 24 hrs (Google)Top score
2Bogin, Munns & Munns684.6★ (37)The VillagesOpen 24 hrs (Google)Open 24 hours
3Bogin, Munns & Munns674.7★ (49)Leesburg, 11 mi awayOpen 24 hrs (Google)—
4Bogin, Munns & Munns664.6★ (185)Clermont, 31 mi awayOpen 24 hrs (Google)—
5Boyette Cummins Nailos664.8★ (114)The Villages——
6Law Office of K. Hunter Goff, P.A.664.8★ (152)Minneola, 28 mi awayOpen 24 hrs (Google)—
7The Bone Law Firm - Robert E. Bone, Jr., PA.653.9★ (23)Lady Lake, 7 mi awayOpen 24 hrs (Google)—
8Lewis Roberts, PA645.0★ (488)Altamonte Springs, 39 mi away—Most reviews
9Fresh-Start.Law, P.A.635.0★ (366)Altamonte Springs, 40 mi away——
10Law Office of Alex McClure625.0★ (228)Lake Mary, 38 mi away——

All 40 bankruptcy lawyers in The Villages, in rank order

Ordered by LFR Score, a 0–100 score from nine published factors. Paid placement never changes the order.

Ranked by our published LFR Score from public data, not by payment; a rank is not an endorsement or a prediction of results.

  1. Ranked #1 in The Villages

    Based in Ocala, 21 mi away

    69/100LFR Score

    Ranked #1 because of its Google rating and practice area focus: 4.8★ from 217 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.8★ from 217 Google reviews
    • Open 24/7
    Hours
    Open 24 hours, 7 days
    Address
    1396 NE 20th Ave Ste 400, Ocala, FL 34470
  2. Based in The Villages

    68/100LFR Score

    Ranked #2 because of its Google rating and practice area focus: 4.6★ from 37 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.6★ from 37 Google reviews
    • Open 24/7
    Hours
    Open 24 hours, 7 days
    Address
    8564 E County Rd 466 #102, The Villages, FL 32162
  3. Based in Leesburg, 11 mi away

    67/100LFR Score

    Ranked #3 because of its Google rating and practice area focus: 4.7★ from 49 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.7★ from 49 Google reviews
    • Open 24/7
    Hours
    Open 24 hours, 7 days
    Address
    8543 US-441, Leesburg, FL 34748
  4. Based in Clermont, 31 mi away

    66/100LFR Score

    Ranked #4 because of its Google rating and practice area focus: 4.6★ from 185 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.6★ from 185 Google reviews
    • Open 24/7
    Hours
    Open 24 hours, 7 days
    Address
    1390 N Hancock Rd Ste 201, Clermont, FL 34711
  5. Based in The Villages

    66/100LFR Score

    Ranked #5 because of its Google rating and practice area focus: 4.8★ from 114 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.8★ from 114 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    8564 E County Rd 466 #306, The Villages, FL 32162
  6. Based in Altamonte Springs, 39 mi away

    64/100LFR Score

    Ranked #8 because of its Google rating and practice area focus: 5.0★ from 488 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 5.0★ from 488 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    999 Douglas Ave #2214, Altamonte Springs, FL 32714
  7. Based in Altamonte Springs, 40 mi away

    63/100LFR Score

    Ranked #9 because of its Google rating and practice area focus: 5.0★ from 366 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 5.0★ from 366 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    498 Palm Springs Dr Ste 100, Altamonte Springs, FL 32701
  8. Based in Lake Mary, 38 mi away

    62/100LFR Score

    Ranked #10 because of its Google rating and practice area focus: 5.0★ from 228 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 5.0★ from 228 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    255 Primera Blvd #160, Lake Mary, FL 32746
  9. Based in Ocala, 21 mi away

    61/100LFR Score

    Ranked #11 because of its Google rating and practice area focus: 4.8★ from 76 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.8★ from 76 Google reviews
    Hours
    Mon–Fri 9 AM–4 PM · Sat–Sun closed
    Address
    1215 NE 8th Ave, Ocala, FL 34470
  10. Based in Ocala, 20 mi away

    61/100LFR Score

    Ranked #12 because of its Google rating and practice area focus: 4.4★ from 23 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 6 of 9 factors; bar status, recency and availability not yet collected.

    • 4.4★ from 23 Google reviews
    Address
    725 E Silver Springs Blvd, Ocala, FL 34470
  11. Based in Altamonte Springs, 40 mi away

    61/100LFR Score

    Ranked #13 because of its Google rating and practice area focus: 4.8★ from 19 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.8★ from 19 Google reviews
    • Open 24/7
    Hours
    Open 24 hours, 7 days
    Address
    283 Cranes Roost Blvd UNIT 111, Altamonte Springs, FL 32701
  12. Based in Ocala, 20 mi away

    61/100LFR Score

    Ranked #14 because of its Google rating and practice area focus: 4.8★ from 61 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.8★ from 61 Google reviews
    Hours
    Mon–Fri 9 AM–4 PM · Sat–Sun closed
    Address
    217 SE 1st Ave Ste 200-7, Ocala, FL 34471
  13. Based in Ocala, 21 mi away

    61/100LFR Score

    Ranked #15 because of its Google rating and practice area focus: 4.0★ from 85 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.0★ from 85 Google reviews
    Hours
    Mon–Sat 8:30 AM–6:30 PM · Sun closed
    Address
    201 N Magnolia Ave Ste 6, Ocala, FL 34475
  14. Based in Tavares, 16 mi away

    61/100LFR Score

    Ranked #17 because of its Google rating and practice area focus: 5.0★ from 7 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 6 of 9 factors; bar status, recency and availability not yet collected.

    • 5.0★ from 7 Google reviews
    Address
    321 N Barrow Ave, Tavares, FL 32778
  15. Based in Ocala, 19 mi away

    60/100LFR Score

    Ranked #18 because of its Google rating and practice area focus: 4.9★ from 36 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.9★ from 36 Google reviews
    Hours
    Mon–Thu 9 AM–12 PM · Fri–Sun closed
    Address
    2600 SE Lake Weir Ave, Ocala, FL 34471
  16. Based in Tavares, 18 mi away

    60/100LFR Score

    Ranked #20 because of its Google rating and practice area focus: 4.4★ from 42 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.4★ from 42 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    2750 Dora Ave, Tavares, FL 32778
  17. Based in Homosassa Springs, 38 mi away

    59/100LFR Score

    Ranked #22 because of its Google rating and practice area focus: 4.9★ from 72 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.9★ from 72 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 10 AM–4 PM · Sat–Sun closed
    Address
    538 N Citrus Ave, Crystal River, FL 34428
  18. Based in Ocala, 19 mi away

    58/100LFR Score

    Ranked #24 because of its Google rating and practice area focus: 5.0★ from 12 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 5.0★ from 12 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–12 PM · Sat–Sun closed
    Address
    2403 SE 17 St Ste 502, Ocala, FL 34471
  19. Based in Ocala, 20 mi away

    57/100LFR Score

    Ranked #25 because of its Google rating and practice area focus: 4.4★ from 11 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.4★ from 11 Google reviews
    Hours
    Mon–Thu 8:30 AM–5 PM · Fri–Sun closed
    Address
    702 S Magnolia Ave ste 2, Ocala, FL 34471

All 40 bankruptcy lawyers

#1 to #25 are shown in full above. Here are #26 to #40, in LFR Score order; each links to its profile.

bankruptcy lawyers in The Villages, ranks 26 to 40
RankBusinessLFR ScoreGoogle ratingDistance
26Law Office of Linda Drew Kingston573.5★ (8)32 mi
27Fisher Legal, PLLC575.0★ (6)38 mi
28The Law Office of Joel L. Gross, P.A.574.6★ (14)29 mi
29Richard A Perry PA563.9★ (9)20 mi
30The Law Office of John A. Russo, P.A.565.0★ (3)40 mi
31Law Office of Thomas W. Collier, Jr.563.8★ (10)39 mi
32The Closing Agent, Inc.564.7★ (20)38 mi
33Schwam-Wilcox & Associates, Attorneys and Counselors at Law564.3★ (35)39 mi
34Erin L. Greene, P.A.564.8★ (19)39 mi
35Law Offices of William B. Eppley P.A.562.9★ (9)37 mi
36Remsen Family Law554.4★ (5)31 mi
37Abeles & Karle, PLLC554.3★ (17)40 mi
38Dean A. Reed, P.A.544.5★ (8)40 mi
39Nardi & Nardi, P.A.545.0★ (6)40 mi
40Law Offices of Mark Andrew James, P.L.544.4★ (7)39 mi

Also serving The Villages

20 more bankruptcy lawyers within 40 mi that we can't rank yet: too few reviews, or a practice area we couldn't confirm. Listed A to Z.

Unranked bankruptcy lawyers serving The Villages
BusinessGoogle ratingDistance
Absolute Law Group5.0★ (21)In The Villages
Babiarz Law Firm PA5.0★ (71)In The Villages
CAN'T AFFORD A LAWYER PLLC5.0★ (1)16 mi
Conan and Herman Attorneys at Law5.0★ (23)In The Villages
Dean & Dean LLP4.7★ (13)In The Villages
Debra G. Simms, PA1.0★ (1)2 mi
Kathryn Linn P.A.4.2★ (23)In The Villages
Laurence A. Steel Attorney at Law10 mi
McLaughlin Law Offices, P.A.5.0★ (1)40 mi
Morgan & Morgan4.8★ (256)In The Villages
O & S Law | Bankruptcy Attorney | Free Consultation16 mi
Pittman Law Office4.9★ (446)In The Villages
Premier Law Group5.0★ (4)In The Villages
Schatt Hesser McGraw5 mi
Skates Uhrik Vasquez Law5.0★ (4)In The Villages
The Law Office of Michael Manning, PLLC.5.0★ (2)38 mi
Trotter & Soulsby, PA4.6★ (38)In The Villages
Whittel & Melton, LLC4.9★ (33)In The Villages
Winderweedle Haines Ward5.0★ (1)36 mi
Ziegler Diamond Law1.0★ (1)20 mi

How we ranked The Villages bankruptcy lawyers

We scored 40 The Villages bankruptcy lawyers on nine factors, weighted as shown. A law firm is ranked when its practice area is confirmed and it has 3 or more Google reviews or a claimed profile. A law firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Attorney advertising businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

LFR Score factors and weights
FactorWeightComputed fromIn The Villages data
Reputation25%Google star rating, adjusted for how many reviews back itMeasured
Bar status10%An active bar or law society record matched to a lawyer at the firm (not measured until a record source is loaded)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency10%Share of reviews from the last 12 monthsNot yet collected
Availability5%Weekly office hours, Saturday, Sunday, and phones answered 24/7Measured
Practice focus15%How clearly the firm practises this area (its Google category and name)Measured
Proximity5%An office in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Law Firms Ranked profile (free and paid earn the same)Measured
Law Firms Ranked reviews10%Verified client reviews collected by Law Firms Ranked: their rating and how many there areMeasured

How to choose a bankruptcy lawyer

  1. Check the lawyer’s status and any public discipline in the state bar or law society directory.
  2. Ask how many bankruptcy law matters the lawyer handles each year, and who at the firm will do the work.
  3. Get the fee arrangement in writing: hourly, flat or contingency, and which costs are charged on top.
  4. Ask how and how often the firm will update you, and how fast it answers calls and emails.
  5. Read recent reviews for how the firm communicated and billed, not only for outcomes.
  6. Ask whether the lawyer, not only staff, will review your forms and go with you to the meeting of creditors.
  7. Meet more than one firm; many offer a short first consultation, sometimes free.

Questions to ask a bankruptcy lawyer

  • How would you approach a matter like mine, and what are the realistic options?
  • How do you charge, and what will the total likely cost?
  • Who will be my main contact, and how quickly do you reply?
  • Which chapter fits my situation, and why?
  • Which of my property is exempt?
  • Is there any conflict of interest that would stop you representing me?

Terms explained

Contingency fee
A fee that is a share of the money recovered, paid only if there is a recovery. Common in injury cases; not allowed for criminal defense or for securing a divorce.
Retainer
Money paid up front and held in a trust account, which the lawyer draws on as fees are earned.
Flat fee
One set price for a defined piece of work, such as a will or an uncontested matter.
Limited-scope representation
Paying a lawyer for part of a matter only, such as reviewing documents or coaching for one hearing (also called unbundled services).
Statute of limitations
The deadline to file a lawsuit or charge. It differs by state or province and by type of claim.
Good standing
A lawyer’s status as active and eligible to practise with a state bar or law society.
Law society
The body that licenses and disciplines lawyers in a Canadian province or territory.
Board certification
Recognition in a field of law by a state program or an organisation accredited for that purpose. Lawyers may only claim it when they hold it, naming the certifying body.
Attorney–client privilege
The rule that keeps confidential communications between a client and lawyer, made for legal advice, out of court.
Conflict check
The search a firm runs before taking a matter to make sure it does not represent someone on the other side.
Pro bono
Legal work done for free, usually for people who cannot afford a lawyer.
Legal aid
Publicly funded legal help for people with low incomes, through legal aid offices, public defenders or provincial legal aid plans.

Bankruptcy lawyers in The Villages: frequently asked questions

Which bankruptcy lawyer has the highest LFR Score in The Villages?

By LFR Score, the highest-ranked bankruptcy lawyer in The Villages, FL is Bogin, Munns & Munns with an LFR Score of 69/100. It has 4.8★ from 217 Google reviews. It is open 24/7. Bogin, Munns & Munns (#2) and Bogin, Munns & Munns (#3) follow. We ranked 40 bankruptcy lawyers on nine factors, last updated November 9, 2026.

How many bankruptcy lawyers are there in The Villages?

LawFirmsRanked ranks 40 bankruptcy lawyers serving The Villages, FL. 2 of them are based in The Villages; the rest serve it from nearby towns. Another 20 within 40 mi are listed but not ranked yet. Counts are as of November 2026.

Which bankruptcy lawyers in The Villages are open 24/7?

8 ranked bankruptcy lawyers in The Villages post 24/7 hours. The highest-ranked are Bogin, Munns & Munns (#1), Bogin, Munns & Munns (#2) and Bogin, Munns & Munns (#3). Hours come from each law firm's Google listing as of November 2026, so call to confirm.

Which bankruptcy lawyers in The Villages work on weekends?

10 of 40 ranked bankruptcy lawyers post Saturday hours and 8 post Sunday hours. The highest-ranked open Saturdays are Bogin, Munns & Munns (#1), Bogin, Munns & Munns (#2) and Bogin, Munns & Munns (#3). Posted hours are office hours; many firms meet clients by appointment outside them.

What Google rating do The Villages bankruptcy lawyers have?

The median Google rating among 40 rated bankruptcy lawyers in The Villages is 4.7★, with a median of 23 reviews. Lewis Roberts, PA has the most, 488 reviews, and ranks #8. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does LawFirmsRanked rank bankruptcy lawyers?

Each bankruptcy lawyer gets a 0–100 LFR Score from nine published factors, led by reputation (25%), practice focus (15%), review volume (10%) and recency (10%). A law firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only law firms with a confirmed practice area and 3 or more reviews, or a claimed profile, are ranked.

Do bankruptcy lawyers outside The Villages count in this ranking?

Yes, if they are within 40 mi of the The Villages city center, our service radius for bankruptcy lawyers. Each listing shows where the law firm is based and how far away it is. Proximity is 5% of the LFR Score, so a nearby law firm gets a small edge.

Can bankruptcy lawyers pay to rank higher on LawFirmsRanked?

No. The LFR Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured law firms may appear above the list, labelled Attorney advertising and showing their honest rank.

How do bankruptcy lawyers in The Villages, FL charge?

Consumer bankruptcy lawyers usually charge a flat fee for Chapter 7; Chapter 13 fees are often paid partly through the repayment plan and are reviewed by the court. Under federal law they must give you written disclosures and a written contract (11 U.S.C. §§526–528). Lawyers using Clio billed an average of $481 an hour in this area (Clio Legal Trends data, October 2026; all areas $362). Ask for the fee arrangement in writing before you agree.

What is the difference between Chapter 7 and Chapter 13?

Chapter 7 sells non-exempt property to pay creditors and usually ends in a few months; Chapter 13 keeps your property under a three- to five-year repayment plan. Income and assets decide which you can use. This is general information, not legal advice.

How is this list of bankruptcy lawyers in The Villages, FL ranked?

By LFR Score only, from public data on reviews, practice focus, office location and hours. Firms labelled “Attorney advertising” paid for that placement; payment never changes a rank, and a rank is not an endorsement.

Does a lawyer need an office in The Villages?

No, but the lawyer must be licensed in your state (or, for federal matters such as immigration, in some state). A local office makes meetings and court appearances easier, so proximity is one of our factors.

Update log for The Villages

  1. November 2026: LFR Scores recalculated for 40 bankruptcy lawyers serving The Villages.