69/100LFR Score
Ranked #1 because of its Google rating and practice area focus: 4.8★ from 388 Google reviews, listed on Google as “Bankruptcy attorney”.
Bankruptcy Lawyers in Waterford, MI: 2026 rankings
210 bankruptcy lawyers ranked by LFR ScoreUpdated 0 paid placements in this rankingHow we rank →
The short answer
- 1
Highest LFR Score in Waterford: Sigal Law Firm, LFR Score 69/100; 4.8★ from 388 Google reviews; open 24/7.
- 2
Open 24 hours (per Google): Fairmax Law, posts 24/7 hours; ranked #2 of 210.
- 2
Most-reviewed: Fairmax Law, 955 Google reviews at 4.6★, the most of 210 ranked; ranked #2.
Rankings can't be bought. Lawyers can't pay to change their rank or score. How we rank
210 Waterford bankruptcy lawyers are ranked here by LFR Score, from nine published factors. 12 are open 24/7, 51 open Saturdays and 19 open Sundays, based on posted hours. The median Google rating is 4.7★ across 210 rated law firms.
Top 10 bankruptcy lawyers in Waterford at a glance
Ranked by our published LFR Score from public data, not by payment; a rank is not an endorsement or a prediction of results.
| Rank | Business | LFR Score | Google rating | Based in | Hours | Notable for |
|---|---|---|---|---|---|---|
| 1 | Sigal Law Firm | 69 | 4.8★ (388) | Southfield, 17 mi away | Open 24 hrs (Google) | Top score |
| 2 | Fairmax Law | 69 | 4.6★ (955) | Dearborn Heights, 26 mi away | Open 24 hrs (Google) | Open 24 hours, Most reviews |
| 3 | Babi Legal Group, PLLC | 68 | 5.0★ (84) | Novi, 15 mi away | Open 24 hrs (Google) | — |
| 4 | Law Offices of Bruce A. Mayrand, PLC | 67 | 4.9★ (54) | Farmington Hills, 11 mi away | Open 24 hrs (Google) | — |
| 5 | Osipov Bigelman P.C. | 67 | 4.8★ (102) | Southfield, 17 mi away | Open 24 hrs (Google) | — |
| 6 | Fairmax Law , a Debt Relief Law Firm | 66 | 4.7★ (172) | Flint, 26 mi away | Open 24 hrs (Google) | — |
| 7 | Clarkston Legal | 66 | 4.9★ (201) | Pontiac, 2 mi away | — | — |
| 8 | Acclaim Legal Services | 66 | 5.0★ (293) | Warren, 23 mi away | Sat · Evenings | — |
| 9 | Sweeney Law Bankruptcy Attorneys | 65 | 4.8★ (92) | Southfield, 17 mi away | Sat · Sun · Evenings | — |
| 10 | Parker Law Firm, P.L.L.C. | 65 | 4.9★ (187) | Pontiac, 7 mi away | — | — |
All 210 bankruptcy lawyers in Waterford, in rank order
Ordered by LFR Score, a 0–100 score from nine published factors. Paid placement never changes the order.
Ranked by our published LFR Score from public data, not by payment; a rank is not an endorsement or a prediction of results.
Scores below: based on 7 of 9 factors; bar status and recency not yet collected. Hatched segments mark factors we don't have yet.
#2 Fairmax Law
Based in Dearborn Heights, 26 mi away
69/100LFR ScoreRanked #2 because of its Google rating and practice area focus: 4.6★ from 955 Google reviews, listed on Google as “Bankruptcy attorney”.
Based in Novi, 15 mi away
68/100LFR ScoreRanked #3 because of its Google rating and practice area focus: 5.0★ from 84 Google reviews, listed on Google as “Bankruptcy attorney”.
Based in Farmington Hills, 11 mi away
67/100LFR ScoreRanked #4 because of its Google rating and practice area focus: 4.9★ from 54 Google reviews, listed on Google as “Bankruptcy attorney”.
Based in Southfield, 17 mi away
67/100LFR ScoreRanked #5 because of its Google rating and practice area focus: 4.8★ from 102 Google reviews, listed on Google as “Bankruptcy attorney”.
Based in Flint, 26 mi away
66/100LFR ScoreRanked #6 because of its Google rating and practice area focus: 4.7★ from 172 Google reviews, listed on Google as “Bankruptcy attorney”.
Based in Pontiac, 2 mi away
66/100LFR ScoreRanked #7 because of its Google rating and practice area focus: 4.9★ from 201 Google reviews, listed on Google as “Bankruptcy attorney”.
Based in Warren, 23 mi away
66/100LFR ScoreRanked #8 because of its Google rating and practice area focus: 5.0★ from 293 Google reviews, listed on Google as “Bankruptcy attorney”.
Based in Southfield, 17 mi away
65/100LFR ScoreRanked #9 because of its Google rating and practice area focus: 4.8★ from 92 Google reviews, listed on Google as “Bankruptcy attorney”.
Based in Pontiac, 7 mi away
65/100LFR ScoreRanked #10 because of its Google rating and practice area focus: 4.9★ from 187 Google reviews, listed on Google as “Bankruptcy attorney”.
Based in Southfield, 14 mi away
65/100LFR ScoreRanked #11 because of its Google rating and practice area focus: 4.9★ from 117 Google reviews, listed on Google as “Bankruptcy attorney”.
Based in Farmington Hills, 13 mi away
65/100LFR ScoreRanked #12 because of its Google rating and practice area focus: 5.0★ from 229 Google reviews, listed on Google as “Bankruptcy attorney”.
Based in Dearborn Heights, 24 mi away
65/100LFR ScoreRanked #13 because of its Google rating and practice area focus: 4.7★ from 511 Google reviews, listed on Google as “Bankruptcy attorney”.
#14 DebtErasers
Based in Royal Oak, 20 mi away
65/100LFR ScoreRanked #14 because of its Google rating and practice area focus: 4.9★ from 168 Google reviews, listed on Google as “Bankruptcy attorney”.
Based in Sterling Heights, 19 mi away
65/100LFR ScoreRanked #15 because of its Google rating and practice area focus: 5.0★ from 312 Google reviews, listed on Google as “Bankruptcy attorney”.
Based in Royal Oak, 17 mi away
64/100LFR ScoreRanked #16 because of its Google rating and practice area focus: 5.0★ from 249 Google reviews, listed on Google as “Bankruptcy attorney”.
Based in Warren, 24 mi away
64/100LFR ScoreRanked #17 because of its Google rating and practice area focus: 4.5★ from 90 Google reviews, listed on Google as “Bankruptcy attorney”.
Based in Eastpointe, 28 mi away
64/100LFR ScoreRanked #18 because of its Google rating and practice area focus: 5.0★ from 199 Google reviews, listed on Google as “Bankruptcy attorney”.
Based in Southfield, 17 mi away
64/100LFR ScoreRanked #19 because of its Google rating and practice area focus: 4.9★ from 115 Google reviews, listed on Google as “Bankruptcy attorney”.
Based in Dearborn, 28 mi away
64/100LFR ScoreRanked #20 because of its Google rating and practice area focus: 5.0★ from 463 Google reviews, listed on Google as “Bankruptcy attorney”.
Based in Clinton Township, 24 mi away
64/100LFR ScoreRanked #21 because of its Google rating and practice area focus: 5.0★ from 326 Google reviews, listed on Google as “Bankruptcy attorney”.
Based in Detroit, 31 mi away
64/100LFR ScoreRanked #22 because of its Google rating and practice area focus: 4.7★ from 74 Google reviews, listed on Google as “Bankruptcy attorney”.
Based in Farmington Hills, 13 mi away
64/100LFR ScoreRanked #23 because of its Google rating and practice area focus: 4.8★ from 68 Google reviews, listed on Google as “Bankruptcy attorney”.
Based in Warren, 23 mi away
63/100LFR ScoreRanked #24 because of its Google rating and practice area focus: 4.8★ from 413 Google reviews, listed on Google as “Bankruptcy attorney”.
Based in Troy, 15 mi away
63/100LFR ScoreRanked #25 because of its Google rating and practice area focus: 4.8★ from 197 Google reviews, listed on Google as “Bankruptcy attorney”.
Bankruptcy lawyers ranked #26 to #50
#1 to #25 are shown in full above. Here are #26 to #50, in LFR Score order; each links to its profile. We publish the top 50 of 210 ranked bankruptcy lawyers here; the rest are on their profiles.
Also serving Waterford
20 more bankruptcy lawyers within 40 mi that we can't rank yet: too few reviews, or a practice area we couldn't confirm. Listed A to Z.
| Business | Google rating | Distance |
|---|---|---|
| Attorney Kevin Carr | 3.0★ (2) | 23 mi |
| Attorney William Johnson | 5.0★ (1) | 17 mi |
| Beadle Smith PLC | 3.0★ (2) | 13 mi |
| Foley & Lardner LLP | 4.5★ (2) | 31 mi |
| Hydes Law | 5.0★ (2) | 31 mi |
| Janadia & Janadia Law Offices | 4.0★ (2) | 28 mi |
| Johnson & McLoyd PLC | 5.0★ (2) | 35 mi |
| Karen E. Evangelista, PC | 5.0★ (1) | 14 mi |
| Kostopoulos and Associates | 5.0★ (2) | 29 mi |
| Law Office of Richard F. Reynolds | 3.0★ (2) | 28 mi |
| Law Offices of David W. Brown PLLC | 5.0★ (2) | 28 mi |
| Law Offices of Scott D Kappler PLC | 5.0★ (2) | 22 mi |
| Marrs & Terry, PLLC | 3.0★ (2) | 22 mi |
| Michigan Legal Solutions - Paul V. Groth | 5.0★ (1) | 14 mi |
| Miller Cohen, PLC | 2.5★ (2) | 23 mi |
| Page Law | 4.5★ (2) | 17 mi |
| Redd Law, PLC | 4.0★ (2) | 17 mi |
| Roberto A. Bihar, PLLC | 5.0★ (167) | In Waterford |
| Scott Marshall Neuman, P.C. | 5.0★ (2) | 13 mi |
| Varnum LLP | 3.0★ (2) | 17 mi |
How we ranked Waterford bankruptcy lawyers
We scored 210 Waterford bankruptcy lawyers on nine factors, weighted as shown. A law firm is ranked when its practice area is confirmed and it has 3 or more Google reviews or a claimed profile. A law firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.
Paid placement never changes a rank or score. Attorney advertising businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.
| Factor | Weight | Computed from | In Waterford data |
|---|---|---|---|
| Reputation | 25% | Google star rating, adjusted for how many reviews back it | Measured |
| Bar status | 10% | An active bar or law society record matched to a lawyer at the firm (not measured until a record source is loaded) | Not yet collected |
| Review volume | 10% | Number of Google reviews, compared with the most-reviewed firm on the list | Measured |
| Recency | 10% | Share of reviews from the last 12 months | Not yet collected |
| Availability | 5% | Weekly office hours, Saturday, Sunday, and phones answered 24/7 | Measured |
| Practice focus | 15% | How clearly the firm practises this area (its Google category and name) | Measured |
| Proximity | 5% | An office in the city scores highest, less the farther away it is | Measured |
| Claimed profile | 10% | The firm has claimed its Law Firms Ranked profile (free and paid earn the same) | Measured |
| Law Firms Ranked reviews | 10% | Verified client reviews collected by Law Firms Ranked: their rating and how many there are | Measured |
How to choose a bankruptcy lawyer
- Check the lawyer’s status and any public discipline in the state bar or law society directory.
- Ask how many bankruptcy law matters the lawyer handles each year, and who at the firm will do the work.
- Get the fee arrangement in writing: hourly, flat or contingency, and which costs are charged on top.
- Ask how and how often the firm will update you, and how fast it answers calls and emails.
- Read recent reviews for how the firm communicated and billed, not only for outcomes.
- Ask whether the lawyer, not only staff, will review your forms and go with you to the meeting of creditors.
- Meet more than one firm; many offer a short first consultation, sometimes free.
Questions to ask a bankruptcy lawyer
- How would you approach a matter like mine, and what are the realistic options?
- How do you charge, and what will the total likely cost?
- Who will be my main contact, and how quickly do you reply?
- Which chapter fits my situation, and why?
- Which of my property is exempt?
- Is there any conflict of interest that would stop you representing me?
Terms explained
- Contingency fee
- A fee that is a share of the money recovered, paid only if there is a recovery. Common in injury cases; not allowed for criminal defense or for securing a divorce.
- Retainer
- Money paid up front and held in a trust account, which the lawyer draws on as fees are earned.
- Flat fee
- One set price for a defined piece of work, such as a will or an uncontested matter.
- Limited-scope representation
- Paying a lawyer for part of a matter only, such as reviewing documents or coaching for one hearing (also called unbundled services).
- Statute of limitations
- The deadline to file a lawsuit or charge. It differs by state or province and by type of claim.
- Good standing
- A lawyer’s status as active and eligible to practise with a state bar or law society.
- Law society
- The body that licenses and disciplines lawyers in a Canadian province or territory.
- Board certification
- Recognition in a field of law by a state program or an organisation accredited for that purpose. Lawyers may only claim it when they hold it, naming the certifying body.
- Attorney–client privilege
- The rule that keeps confidential communications between a client and lawyer, made for legal advice, out of court.
- Conflict check
- The search a firm runs before taking a matter to make sure it does not represent someone on the other side.
- Pro bono
- Legal work done for free, usually for people who cannot afford a lawyer.
- Legal aid
- Publicly funded legal help for people with low incomes, through legal aid offices, public defenders or provincial legal aid plans.
Bankruptcy lawyers in Waterford: frequently asked questions
Which bankruptcy lawyer has the highest LFR Score in Waterford?
By LFR Score, the highest-ranked bankruptcy lawyer in Waterford, MI is Sigal Law Firm with an LFR Score of 69/100. It has 4.8★ from 388 Google reviews. It is open 24/7. Fairmax Law (#2) and Babi Legal Group, PLLC (#3) follow. We ranked 210 bankruptcy lawyers on nine factors, last updated November 9, 2026.
How many bankruptcy lawyers are there in Waterford?
LawFirmsRanked ranks 210 bankruptcy lawyers serving Waterford, MI. Another 20 within 40 mi are listed but not ranked yet. Counts are as of November 2026.
Which bankruptcy lawyers in Waterford are open 24/7?
12 ranked bankruptcy lawyers in Waterford post 24/7 hours. The highest-ranked are Sigal Law Firm (#1), Fairmax Law (#2) and Babi Legal Group, PLLC (#3). Hours come from each law firm's Google listing as of November 2026, so call to confirm.
Which bankruptcy lawyers in Waterford work on weekends?
51 of 210 ranked bankruptcy lawyers post Saturday hours and 19 post Sunday hours. The highest-ranked open Saturdays are Sigal Law Firm (#1), Fairmax Law (#2) and Babi Legal Group, PLLC (#3). Posted hours are office hours; many firms meet clients by appointment outside them.
What Google rating do Waterford bankruptcy lawyers have?
The median Google rating among 210 rated bankruptcy lawyers in Waterford is 4.7★, with a median of 25 reviews. Fairmax Law has the most, 955 reviews, and ranks #2. We adjust ratings for review count, so a few five-star reviews cannot top the list.
How does LawFirmsRanked rank bankruptcy lawyers?
Each bankruptcy lawyer gets a 0–100 LFR Score from nine published factors, led by reputation (25%), practice focus (15%), review volume (10%) and recency (10%). A law firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only law firms with a confirmed practice area and 3 or more reviews, or a claimed profile, are ranked.
Do bankruptcy lawyers outside Waterford count in this ranking?
Yes, if they are within 40 mi of the Waterford city center, our service radius for bankruptcy lawyers. Each listing shows where the law firm is based and how far away it is. Proximity is 5% of the LFR Score, so a nearby law firm gets a small edge.
Can bankruptcy lawyers pay to rank higher on LawFirmsRanked?
No. The LFR Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured law firms may appear above the list, labelled Attorney advertising and showing their honest rank.
How do bankruptcy lawyers in Waterford, MI charge?
Consumer bankruptcy lawyers usually charge a flat fee for Chapter 7; Chapter 13 fees are often paid partly through the repayment plan and are reviewed by the court. Under federal law they must give you written disclosures and a written contract (11 U.S.C. §§526–528). Lawyers using Clio billed an average of $481 an hour in this area (Clio Legal Trends data, October 2026; all areas $362). Ask for the fee arrangement in writing before you agree.
What is the difference between Chapter 7 and Chapter 13?
Chapter 7 sells non-exempt property to pay creditors and usually ends in a few months; Chapter 13 keeps your property under a three- to five-year repayment plan. Income and assets decide which you can use. This is general information, not legal advice.
How is this list of bankruptcy lawyers in Waterford, MI ranked?
By LFR Score only, from public data on reviews, practice focus, office location and hours. Firms labelled “Attorney advertising” paid for that placement; payment never changes a rank, and a rank is not an endorsement.
Does a lawyer need an office in Waterford?
No, but the lawyer must be licensed in your state (or, for federal matters such as immigration, in some state). A local office makes meetings and court appearances easier, so proximity is one of our factors.
Update log for Waterford
- November 2026: LFR Scores recalculated for 210 bankruptcy lawyers serving Waterford.
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