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Insurance Lawyers in Huber Heights, OH: 2026 rankings

20 insurance lawyers ranked by LFR ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest LFR Score in Huber Heights: Bogenschutz Stephen A, LFR Score 60/100; 5.0★ from 3 Google reviews.

  2. 2

    Open 24 hours (per Google): Monge & Associates Injury and Accident Attorneys, posts 24/7 hours; ranked #2 of 20.

  3. 2

    Most-reviewed: Monge & Associates Injury and Accident Attorneys, 453 Google reviews at 4.9★, the most of 20 ranked; ranked #2.

Rankings can't be bought. Lawyers can't pay to change their rank or score. How we rank

20 Huber Heights insurance lawyers are ranked here by LFR Score, from nine published factors. 3 are open 24/7, 5 open Saturdays and 4 open Sundays, based on posted hours. The median Google rating is 4.8★ across 20 rated law firms.

Top 10 insurance lawyers in Huber Heights at a glance

Ranked by our published LFR Score from public data, not by payment; a rank is not an endorsement or a prediction of results.

Top 10 insurance lawyers in Huber Heights at a glance
RankBusinessLFR ScoreGoogle ratingBased inHoursNotable for
1Bogenschutz Stephen A605.0★ (3)Xenia, 14 mi away—Top score
2Monge & Associates Injury and Accident Attorneys604.9★ (453)Cincinnati, 41 mi awayOpen 24 hrs (Google)Open 24 hours, Most reviews
3Stegner Dennis E594.9★ (12)Springfield, 18 mi away——
4Norris Persinger Law, LLC585.0★ (159)Cincinnati, 41 mi awayOpen 24 hrs (Google)—
5Ferguson Legal Group LTD585.0★ (400)Xenia, 15 mi away——
6White Glove Insurance575.0★ (53)Dayton, 14 mi awaySat · Sun · Evenings—
7Beane Gregory575.0★ (4)Hamilton, 38 mi away——
8NRS Injury Law564.9★ (103)Fairborn, 8 mi away——
9Lawrence & Associates Accident and Injury Lawyers, LLC534.8★ (231)Cincinnati, 41 mi away——
10Green & Green Lawyers A Legal Professional Association514.0★ (41)Dayton, 7 mi away——

All 20 insurance lawyers in Huber Heights, in rank order

Ordered by LFR Score, a 0–100 score from nine published factors. Paid placement never changes the order.

Ranked by our published LFR Score from public data, not by payment; a rank is not an endorsement or a prediction of results.

  1. Ranked #1 in Huber Heights

    #1 Bogenschutz Stephen A

    Based in Xenia, 14 mi away

    60/100LFR Score

    Ranked #1 because of its Google rating and practice area focus: 5.0★ from 3 Google reviews, listed on Google as “Insurance attorney”.

    Based on 6 of 9 factors; bar status, recency and availability not yet collected.

    • 5.0★ from 3 Google reviews
    Address
    58 Hardacre Dr, Xenia, OH 45385
    View profile for Bogenschutz Stephen A(937) 766-4861

  3. #3 Stegner Dennis E

    Based in Springfield, 18 mi away

    59/100LFR Score

    Ranked #3 because of its Google rating and practice area focus: 4.9★ from 12 Google reviews, listed on Google as “Insurance attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.9★ from 12 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed 9 AM–12 PM · Thu–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    111 E Cecil St, Springfield, OH 45504
    View profile for Stegner Dennis E(937) 322-2161

  6. #6 White Glove Insurance

    Based in Dayton, 14 mi away

    57/100LFR Score

    Ranked #6 because of its Google rating and practice area focus: 5.0★ from 53 Google reviews, listed on Google as “Insurance broker”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 5.0★ from 53 Google reviews
    Hours
    Mon–Sun 9 AM–7 PM
    Address
    7333 Paragon Rd Suite 180, Dayton, OH 45459
    View profile for White Glove Insurance(513) 505-2448

  7. #7 Beane Gregory

    Based in Hamilton, 38 mi away

    57/100LFR Score

    Ranked #7 because of its Google rating and practice area focus: 5.0★ from 4 Google reviews, listed on Google as “Insurance attorney”.

    Based on 6 of 9 factors; bar status, recency and availability not yet collected.

    • 5.0★ from 4 Google reviews
    Address
    350 N 2nd St, Hamilton, OH 45011
    View profile for Beane Gregory(513) 867-8000

  8. #8 NRS Injury Law

    Based in Fairborn, 8 mi away

    56/100LFR Score

    Ranked #8 because of its Google rating and review volume: 4.9★ from 103 Google reviews.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.9★ from 103 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    1220 E Dayton Yellow Springs Rd, Fairborn, OH 45324
    View profile for NRS Injury Law(855) 468-4878

  10. Based in Dayton, 7 mi away

    51/100LFR Score

    Ranked #10 because of its Google rating and practice area focus: 4.0★ from 41 Google reviews, listed on Google as “Law firm”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.0★ from 41 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    800 Performance Place, 109 N Main St, Dayton, OH 45402
    View profile for Green & Green Lawyers A Legal Professional Association(937) 224-3333

  12. #12 Phillips Law Firm, Inc.

    Based in Cincinnati, 44 mi away

    50/100LFR Score

    Ranked #12 because of its Google rating and practice area focus: 4.8★ from 85 Google reviews, listed on Google as “Bankruptcy attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.8★ from 85 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    9521 Montgomery Rd, Cincinnati, OH 45242
    View profile for Phillips Law Firm, Inc.(513) 985-2500

  13. #13 Smith, Meier & Webb, LPA

    Based in Springboro, 21 mi away

    50/100LFR Score

    Ranked #13 because of its Google rating and practice area focus: 4.2★ from 27 Google reviews, listed on Google as “Family law attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.2★ from 27 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    140 N Main St # B, Springboro, OH 45066
    View profile for Smith, Meier & Webb, LPA(937) 557-0128

  14. #14 Merk Law

    Based in Cincinnati, 46 mi away

    49/100LFR Score

    Ranked #14 because of its Google rating and practice area focus: 5.0★ from 39 Google reviews, listed on Google as “Personal injury attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 5.0★ from 39 Google reviews
    Hours
    Mon–Fri 7:30 AM–5:30 PM · Sat–Sun closed
    Address
    8041 Hosbrook Rd, Cincinnati, OH 45236
    View profile for Merk Law(513) 663-5319

  15. #15 John Mulvey, Attorney at law

    Based in Monfort Heights, 48 mi away

    49/100LFR Score

    Ranked #15 because of its Google rating and practice area focus: 4.6★ from 32 Google reviews, listed on Google as “Attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.6★ from 32 Google reviews
    Hours
    Mon–Tue 9 AM–6 PM · Wed–Thu 9 AM–6:30 PM · Fri 9 AM–6 PM · Sat 12 PM–5 PM · Sun closed
    View profile for John Mulvey, Attorney at law(513) 721-0001

  17. #17 KING Law Offices

    Based in Cincinnati, 46 mi away

    49/100LFR Score

    Ranked #17 because of its Google rating and practice area focus: 4.0★ from 4 Google reviews, listed on Google as “Law firm”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.0★ from 4 Google reviews
    • Open 24/7
    Hours
    Open 24 hours, 7 days
    Address
    8044 Montgomery Rd Ste 700 - 7332, Cincinnati, OH 45236
    View profile for KING Law Offices(888) 546-4911

  18. #18 Juergens Joseph M

    Based in Springfield, 18 mi away

    49/100LFR Score

    Ranked #18 because of its Google rating and practice area focus: 3.8★ from 25 Google reviews, listed on Google as “Legal services”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 3.8★ from 25 Google reviews
    Hours
    Mon–Tue 9 AM–4:30 PM · Wed 8 AM–9:45 AM · Thu 8 AM–4:30 PM · Fri 8 AM–9:45 AM · Sat–Sun closed
    Address
    20 N Limestone St, Springfield, OH 45502
    View profile for Juergens Joseph M(937) 325-8214

Also serving Huber Heights

13 more insurance lawyers within 50 mi that we can't rank yet: too few reviews, or a practice area we couldn't confirm. Listed A to Z.

Unranked insurance lawyers serving Huber Heights
BusinessGoogle ratingDistance
Aflac15 mi
Faruki Ireland & Cox Pll: Bartlett Jr Robert P7 mi
Griffin James N18 mi
Grove Jack F1.0★ (1)41 mi
Hurchanik Richard L5.0★ (2)38 mi
Louie R Kindell & Associates22 mi
Nicole M Stephenson Law Office5.0★ (2)39 mi
Owen Legal Services LLC5.0★ (1)11 mi
Smith Douglas M5.0★ (1)41 mi
Steel Legal Services - Injury & Insurance Law5.0★ (2)5 mi
Stephen K. Shaw Law, LLC47 mi
The Perez Law Firm47 mi
Young & Alexander Co LPA5.0★ (2)7 mi

How we ranked Huber Heights insurance lawyers

We scored 20 Huber Heights insurance lawyers on nine factors, weighted as shown. A law firm is ranked when its practice area is confirmed and it has 3 or more Google reviews or a claimed profile. A law firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Attorney advertising businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

LFR Score factors and weights
FactorWeightComputed fromIn Huber Heights data
Reputation25%Google star rating, adjusted for how many reviews back itMeasured
Bar status10%An active bar or law society record matched to a lawyer at the firm (not measured until a record source is loaded)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency10%Share of reviews from the last 12 monthsNot yet collected
Availability5%Weekly office hours, Saturday, Sunday, and phones answered 24/7Measured
Practice focus15%How clearly the firm practises this area (its Google category and name)Measured
Proximity5%An office in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Law Firms Ranked profile (free and paid earn the same)Measured
Law Firms Ranked reviews10%Verified client reviews collected by Law Firms Ranked: their rating and how many there areMeasured

How to choose an insurance lawyer

  1. Check the lawyer’s status and any public discipline in the state bar or law society directory.
  2. Ask how many insurance law matters the lawyer handles each year, and who at the firm will do the work.
  3. Get the fee arrangement in writing: hourly, flat or contingency, and which costs are charged on top.
  4. Ask how and how often the firm will update you, and how fast it answers calls and emails.
  5. Read recent reviews for how the firm communicated and billed, not only for outcomes.
  6. Ask whether the firm represents policyholders, insurers or both, and how often it handles your type of policy.
  7. Meet more than one firm; many offer a short first consultation, sometimes free.

Questions to ask an insurance lawyer

  • How would you approach a matter like mine, and what are the realistic options?
  • How do you charge, and what will the total likely cost?
  • Who will be my main contact, and how quickly do you reply?
  • Do you represent policyholders or insurance companies?
  • How is your fee calculated if the claim settles?
  • Is there any conflict of interest that would stop you representing me?

Terms explained

Contingency fee
A fee that is a share of the money recovered, paid only if there is a recovery. Common in injury cases; not allowed for criminal defense or for securing a divorce.
Retainer
Money paid up front and held in a trust account, which the lawyer draws on as fees are earned.
Flat fee
One set price for a defined piece of work, such as a will or an uncontested matter.
Limited-scope representation
Paying a lawyer for part of a matter only, such as reviewing documents or coaching for one hearing (also called unbundled services).
Statute of limitations
The deadline to file a lawsuit or charge. It differs by state or province and by type of claim.
Good standing
A lawyer’s status as active and eligible to practise with a state bar or law society.
Law society
The body that licenses and disciplines lawyers in a Canadian province or territory.
Board certification
Recognition in a field of law by a state program or an organisation accredited for that purpose. Lawyers may only claim it when they hold it, naming the certifying body.
Attorney–client privilege
The rule that keeps confidential communications between a client and lawyer, made for legal advice, out of court.
Conflict check
The search a firm runs before taking a matter to make sure it does not represent someone on the other side.
Pro bono
Legal work done for free, usually for people who cannot afford a lawyer.
Legal aid
Publicly funded legal help for people with low incomes, through legal aid offices, public defenders or provincial legal aid plans.

Insurance lawyers in Huber Heights: frequently asked questions

Which insurance lawyer has the highest LFR Score in Huber Heights?

By LFR Score, the highest-ranked insurance lawyer in Huber Heights, OH is Bogenschutz Stephen A with an LFR Score of 60/100. It has 5.0★ from 3 Google reviews. Monge & Associates Injury and Accident Attorneys (#2) and Stegner Dennis E (#3) follow. We ranked 20 insurance lawyers on nine factors, last updated November 9, 2026.

How many insurance lawyers are there in Huber Heights?

LawFirmsRanked ranks 20 insurance lawyers serving Huber Heights, OH. Another 13 within 50 mi are listed but not ranked yet. Counts are as of November 2026.

Which insurance lawyers in Huber Heights are open 24/7?

3 ranked insurance lawyers in Huber Heights post 24/7 hours. The highest-ranked are Monge & Associates Injury and Accident Attorneys (#2), Norris Persinger Law, LLC (#4) and KING Law Offices (#17). Hours come from each law firm's Google listing as of November 2026, so call to confirm.

Which insurance lawyers in Huber Heights work on weekends?

5 of 20 ranked insurance lawyers post Saturday hours and 4 post Sunday hours. The highest-ranked open Saturdays are Monge & Associates Injury and Accident Attorneys (#2), Norris Persinger Law, LLC (#4) and White Glove Insurance (#6). Posted hours are office hours; many firms meet clients by appointment outside them.

What Google rating do Huber Heights insurance lawyers have?

The median Google rating among 20 rated insurance lawyers in Huber Heights is 4.8★, with a median of 30 reviews. Monge & Associates Injury and Accident Attorneys has the most, 453 reviews, and ranks #2. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does LawFirmsRanked rank insurance lawyers?

Each insurance lawyer gets a 0–100 LFR Score from nine published factors, led by reputation (25%), practice focus (15%), review volume (10%) and recency (10%). A law firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only law firms with a confirmed practice area and 3 or more reviews, or a claimed profile, are ranked.

Do insurance lawyers outside Huber Heights count in this ranking?

Yes, if they are within 50 mi of the Huber Heights city center, our service radius for insurance lawyers. Each listing shows where the law firm is based and how far away it is. Proximity is 5% of the LFR Score, so a nearby law firm gets a small edge.

Can insurance lawyers pay to rank higher on LawFirmsRanked?

No. The LFR Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured law firms may appear above the list, labelled Attorney advertising and showing their honest rank.

How do insurance lawyers in Huber Heights, OH charge?

Lawyers for policyholders often work on contingency or a mix of hourly and contingency fees; lawyers defending insurers bill hourly. Ask for the fee arrangement in writing before you agree.

What can I do if my insurer denies or underpays a claim?

Ask the insurer for the denial in writing with the policy wording it relies on, keep every document, and note any deadline in the policy or the letter. Every state has an insurance department that takes complaints; a lawyer can advise whether the denial can be challenged and how long you have. This is general information, not legal advice.

How is this list of insurance lawyers in Huber Heights, OH ranked?

By LFR Score only, from public data on reviews, practice focus, office location and hours. Firms labelled “Attorney advertising” paid for that placement; payment never changes a rank, and a rank is not an endorsement.

Does a lawyer need an office in Huber Heights?

No, but the lawyer must be licensed in your state (or, for federal matters such as immigration, in some state). A local office makes meetings and court appearances easier, so proximity is one of our factors.

Update log for Huber Heights

  1. November 2026: LFR Scores recalculated for 20 insurance lawyers serving Huber Heights.

More insurance lawyers and Huber Heights pages