Ranked #1 in Laguna
Based in Sacramento, 11 mi away
64/100LFR Score
Ranked #1 because of its Google rating and review volume: 4.9★ from 956 Google reviews, the most in Laguna.
Based on 7 of 9 factors; bar status and recency not yet collected.
Insurance Lawyers in Laguna, CA: 2026 rankings
60 insurance lawyers ranked by LFR ScoreUpdated 0 paid placements in this rankingHow we rank →
The short answer
- 1
Highest LFR Score in Laguna: Demas Law Group, P.C., Personal Injury Attorneys, LFR Score 64/100; 4.9★ from 956 Google reviews; open 24/7.
- 2
Open 24 hours (per Google): Reliable DUI Lawyer, posts 24/7 hours; ranked #2 of 60.
- 4
Most-reviewed: United Citizen Law, A Fareed Injury Firm, 317 Google reviews at 4.9★, the most of 60 ranked after Demas Law Group, P.C., Personal Injury Attorneys; ranked #4.
Rankings can't be bought. Lawyers can't pay to change their rank or score. How we rank
60 Laguna insurance lawyers are ranked here by LFR Score, from nine published factors. 26 are open 24/7, 30 open Saturdays and 29 open Sundays, based on posted hours. The median Google rating is 4.9★ across 60 rated law firms.
Most of this list also appears on the Insurance lawyers in Sacramento ranking. See Insurance lawyers in Sacramento
Top 10 insurance lawyers in Laguna at a glance
Ranked by our published LFR Score from public data, not by payment; a rank is not an endorsement or a prediction of results.
| Rank | Business | LFR Score | Google rating | Based in | Hours | Notable for |
|---|---|---|---|---|---|---|
| 1 | Demas Law Group, P.C., Personal Injury Attorneys | 64 | 4.9★ (956) | Sacramento, 11 mi away | Open 24 hrs (Google) | Top score |
| 2 | Reliable DUI Lawyer | 61 | 4.7★ (9) | Fairfield, 35 mi away | Open 24 hrs (Google) | Open 24 hours |
| 3 | Child & Jackson Personal Injury Lawyers | Sacramento Car Accident Attorneys | 60 | 5.0★ (142) | Sacramento, 15 mi away | Open 24 hrs (Google) | — |
| 4 | United Citizen Law, A Fareed Injury Firm | 60 | 4.9★ (317) | Sacramento, 14 mi away | Sat · Sun · Evenings | Most reviews |
| 5 | MVP Accident Attorneys | 59 | 4.9★ (98) | Sacramento, 12 mi away | Open 24 hrs (Google) | — |
| 6 | Tim O'Connor Law Firm | 59 | 4.7★ (51) | Elk Grove, 2 mi away | Open 24 hrs (Google) | — |
| 7 | Sacramento Personal Injury & Car Accident Attorney | 59 | 5.0★ (59) | Sacramento, 12 mi away | Open 24 hrs (Google) | — |
| 8 | Attorney | 58 | 5.0★ (67) | Citrus Heights, 19 mi away | Open 24 hrs (Google) | — |
| 9 | Nadrich Accident Injury Lawyers | 58 | 4.9★ (47) | Sacramento, 11 mi away | Open 24 hrs (Google) | — |
| 10 | Demas Law Group, P.C., Personal Injury Attorneys | 57 | 5.0★ (40) | Sacramento, 16 mi away | Open 24 hrs (Google) | — |
All 60 insurance lawyers in Laguna, in rank order
Ordered by LFR Score, a 0–100 score from nine published factors. Paid placement never changes the order.
Ranked by our published LFR Score from public data, not by payment; a rank is not an endorsement or a prediction of results.
Based in Fairfield, 35 mi away
61/100LFR ScoreRanked #2 because of its Google rating and practice area focus: 4.7★ from 9 Google reviews, listed on Google as “Insurance attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Sacramento, 15 mi away
60/100LFR ScoreRanked #3 because of its Google rating and practice area focus: 5.0★ from 142 Google reviews, listed on Google as “Personal injury attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Sacramento, 14 mi away
60/100LFR ScoreRanked #4 because of its Google rating and review volume: 4.9★ from 317 Google reviews.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Sacramento, 12 mi away
59/100LFR ScoreRanked #5 because of its Google rating and practice area focus: 4.9★ from 98 Google reviews, listed on Google as “Personal injury attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Elk Grove, 2 mi away
59/100LFR ScoreRanked #6 because of its Google rating and practice area focus: 4.7★ from 51 Google reviews, listed on Google as “Personal injury attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Sacramento, 12 mi away
59/100LFR ScoreRanked #7 because of its Google rating and practice area focus: 5.0★ from 59 Google reviews, listed on Google as “Personal injury attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
#8 Attorney
Based in Citrus Heights, 19 mi away
58/100LFR ScoreRanked #8 because of its Google rating and practice area focus: 5.0★ from 67 Google reviews, listed on Google as “Personal injury attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Sacramento, 11 mi away
58/100LFR ScoreRanked #9 because of its Google rating and practice area focus: 4.9★ from 47 Google reviews, listed on Google as “Personal injury attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Sacramento, 16 mi away
57/100LFR ScoreRanked #10 because of its Google rating and practice area focus: 5.0★ from 40 Google reviews, listed on Google as “Personal injury attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Folsom, 21 mi away
57/100LFR ScoreRanked #11 because of its Google rating and practice area focus: 4.6★ from 113 Google reviews, listed on Google as “Personal injury attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Fairfield, 36 mi away
57/100LFR ScoreRanked #12 because of its Google rating and practice area focus: 5.0★ from 123 Google reviews, listed on Google as “Personal injury attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Roseville, 22 mi away
57/100LFR ScoreRanked #13 because of its Google rating and practice area focus: 5.0★ from 51 Google reviews, listed on Google as “Personal injury attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Rancho Cordova, 16 mi away
57/100LFR ScoreRanked #14 because of its Google rating and practice area focus: 4.9★ from 34 Google reviews, listed on Google as “Personal injury attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Sacramento, 12 mi away
57/100LFR ScoreRanked #15 because of its Google rating and practice area focus: 5.0★ from 23 Google reviews, listed on Google as “Personal injury attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Roseville, 24 mi away
57/100LFR ScoreRanked #16 because of its Google rating and practice area focus: 4.6★ from 117 Google reviews, listed on Google as “Personal injury attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
#17 Garfield Legal
Based in Woodland, 26 mi away
56/100LFR ScoreRanked #17 because of its Google rating and practice area focus: 4.8★ from 48 Google reviews, listed on Google as “Attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Woodland, 27 mi away
56/100LFR ScoreRanked #18 because of its Google rating and practice area focus: 4.2★ from 5 Google reviews, listed on Google as “Insurance attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Stockton, 29 mi away
56/100LFR ScoreRanked #19 because of its Google rating and practice area focus: 4.8★ from 55 Google reviews, listed on Google as “Personal injury attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Sacramento, 11 mi away
55/100LFR ScoreRanked #20 because of its Google rating and practice area focus: 4.5★ from 17 Google reviews, listed on Google as “Personal injury attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Antioch, 35 mi away
55/100LFR ScoreRanked #21 because of its Google rating and practice area focus: 5.0★ from 52 Google reviews, listed on Google as “Personal injury attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
#22 Garfield Legal
Based in Sacramento, 15 mi away
55/100LFR ScoreRanked #22 because of its Google rating and practice area focus: 4.8★ from 16 Google reviews, listed on Google as “Legal services”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Walnut Creek, 50 mi away
55/100LFR ScoreRanked #23 because of its Google rating and practice area focus: 3.4★ from 5 Google reviews, listed on Google as “Insurance attorney”.
Based on 6 of 9 factors; bar status, recency and availability not yet collected.
Based in Sacramento, 12 mi away
55/100LFR ScoreRanked #24 because of its Google rating and practice area focus: 4.9★ from 49 Google reviews, listed on Google as “Bankruptcy attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Sacramento, 10 mi away
55/100LFR ScoreRanked #25 because of its Google rating and practice area focus: 5.0★ from 6 Google reviews, listed on Google as “Personal injury attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
How we ranked Laguna insurance lawyers
We scored 60 Laguna insurance lawyers on nine factors, weighted as shown. A law firm is ranked when its practice area is confirmed and it has 3 or more Google reviews or a claimed profile. A law firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.
Paid placement never changes a rank or score. Attorney advertising businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.
| Factor | Weight | Computed from | In Laguna data |
|---|---|---|---|
| Reputation | 25% | Google star rating, adjusted for how many reviews back it | Measured |
| Bar status | 10% | An active bar or law society record matched to a lawyer at the firm (not measured until a record source is loaded) | Not yet collected |
| Review volume | 10% | Number of Google reviews, compared with the most-reviewed firm on the list | Measured |
| Recency | 10% | Share of reviews from the last 12 months | Not yet collected |
| Availability | 5% | Weekly office hours, Saturday, Sunday, and phones answered 24/7 | Measured |
| Practice focus | 15% | How clearly the firm practises this area (its Google category and name) | Measured |
| Proximity | 5% | An office in the city scores highest, less the farther away it is | Measured |
| Claimed profile | 10% | The firm has claimed its Law Firms Ranked profile (free and paid earn the same) | Measured |
| Law Firms Ranked reviews | 10% | Verified client reviews collected by Law Firms Ranked: their rating and how many there are | Measured |
How to choose an insurance lawyer
- Check the lawyer’s status and any public discipline in the state bar or law society directory.
- Ask how many insurance law matters the lawyer handles each year, and who at the firm will do the work.
- Get the fee arrangement in writing: hourly, flat or contingency, and which costs are charged on top.
- Ask how and how often the firm will update you, and how fast it answers calls and emails.
- Read recent reviews for how the firm communicated and billed, not only for outcomes.
- Ask whether the firm represents policyholders, insurers or both, and how often it handles your type of policy.
- Meet more than one firm; many offer a short first consultation, sometimes free.
Questions to ask an insurance lawyer
- How would you approach a matter like mine, and what are the realistic options?
- How do you charge, and what will the total likely cost?
- Who will be my main contact, and how quickly do you reply?
- Do you represent policyholders or insurance companies?
- How is your fee calculated if the claim settles?
- Is there any conflict of interest that would stop you representing me?
Terms explained
- Contingency fee
- A fee that is a share of the money recovered, paid only if there is a recovery. Common in injury cases; not allowed for criminal defense or for securing a divorce.
- Retainer
- Money paid up front and held in a trust account, which the lawyer draws on as fees are earned.
- Flat fee
- One set price for a defined piece of work, such as a will or an uncontested matter.
- Limited-scope representation
- Paying a lawyer for part of a matter only, such as reviewing documents or coaching for one hearing (also called unbundled services).
- Statute of limitations
- The deadline to file a lawsuit or charge. It differs by state or province and by type of claim.
- Good standing
- A lawyer’s status as active and eligible to practise with a state bar or law society.
- Law society
- The body that licenses and disciplines lawyers in a Canadian province or territory.
- Board certification
- Recognition in a field of law by a state program or an organisation accredited for that purpose. Lawyers may only claim it when they hold it, naming the certifying body.
- Attorney–client privilege
- The rule that keeps confidential communications between a client and lawyer, made for legal advice, out of court.
- Conflict check
- The search a firm runs before taking a matter to make sure it does not represent someone on the other side.
- Pro bono
- Legal work done for free, usually for people who cannot afford a lawyer.
- Legal aid
- Publicly funded legal help for people with low incomes, through legal aid offices, public defenders or provincial legal aid plans.
Insurance lawyers in Laguna: frequently asked questions
Which insurance lawyer has the highest LFR Score in Laguna?
By LFR Score, the highest-ranked insurance lawyer in Laguna, CA is Demas Law Group, P.C., Personal Injury Attorneys with an LFR Score of 64/100. It has 4.9★ from 956 Google reviews. It is open 24/7. Reliable DUI Lawyer (#2) and Child & Jackson Personal Injury Lawyers | Sacramento Car Accident Attorneys (#3) follow. We ranked 60 insurance lawyers on nine factors, last updated November 9, 2026.
Which insurance lawyers in Laguna are open 24/7?
26 ranked insurance lawyers in Laguna post 24/7 hours. The highest-ranked are Demas Law Group, P.C., Personal Injury Attorneys (#1), Reliable DUI Lawyer (#2) and Child & Jackson Personal Injury Lawyers | Sacramento Car Accident Attorneys (#3). Hours come from each law firm's Google listing as of November 2026, so call to confirm.
Which insurance lawyers in Laguna work on weekends?
30 of 60 ranked insurance lawyers post Saturday hours and 29 post Sunday hours. The highest-ranked open Saturdays are Demas Law Group, P.C., Personal Injury Attorneys (#1), Reliable DUI Lawyer (#2) and Child & Jackson Personal Injury Lawyers | Sacramento Car Accident Attorneys (#3). Posted hours are office hours; many firms meet clients by appointment outside them.
What Google rating do Laguna insurance lawyers have?
The median Google rating among 60 rated insurance lawyers in Laguna is 4.9★, with a median of 21 reviews. Demas Law Group, P.C., Personal Injury Attorneys has the most, 956 reviews, and ranks #1. We adjust ratings for review count, so a few five-star reviews cannot top the list.
How does LawFirmsRanked rank insurance lawyers?
Each insurance lawyer gets a 0–100 LFR Score from nine published factors, led by reputation (25%), practice focus (15%), review volume (10%) and recency (10%). A law firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only law firms with a confirmed practice area and 3 or more reviews, or a claimed profile, are ranked.
Do insurance lawyers outside Laguna count in this ranking?
Yes, if they are within 50 mi of the Laguna city center, our service radius for insurance lawyers. Each listing shows where the law firm is based and how far away it is. Proximity is 5% of the LFR Score, so a nearby law firm gets a small edge.
Can insurance lawyers pay to rank higher on LawFirmsRanked?
No. The LFR Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured law firms may appear above the list, labelled Attorney advertising and showing their honest rank.
How do insurance lawyers in Laguna, CA charge?
Lawyers for policyholders often work on contingency or a mix of hourly and contingency fees; lawyers defending insurers bill hourly. Ask for the fee arrangement in writing before you agree.
What can I do if my insurer denies or underpays a claim?
Ask the insurer for the denial in writing with the policy wording it relies on, keep every document, and note any deadline in the policy or the letter. Every state has an insurance department that takes complaints; a lawyer can advise whether the denial can be challenged and how long you have. This is general information, not legal advice.
How is this list of insurance lawyers in Laguna, CA ranked?
By LFR Score only, from public data on reviews, practice focus, office location and hours. Firms labelled “Attorney advertising” paid for that placement; payment never changes a rank, and a rank is not an endorsement.
Does a lawyer need an office in Laguna?
No, but the lawyer must be licensed in your state (or, for federal matters such as immigration, in some state). A local office makes meetings and court appearances easier, so proximity is one of our factors.
Update log for Laguna
- November 2026: LFR Scores recalculated for 60 insurance lawyers serving Laguna.
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