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Insurance Lawyers in Lake City, FL: 2026 rankings

14 insurance lawyers ranked by LFR ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest LFR Score in Lake City: Bagen Law Accident Injury Lawyers - Gainesville, LFR Score 60/100; 4.9★ from 1,033 Google reviews; open 24/7.

  2. 2

    Open 24 hours (per Google): Farah & Farah | Lake City Personal Injury & Car Accident Lawyers, posts 24/7 hours; ranked #2 of 14.

  3. 3

    Most-reviewed: Farah & Farah | Gainesville Personal Injury & Car Accident Lawyers, 355 Google reviews at 4.9★, the most of 14 ranked after Bagen Law Accident Injury Lawyers - Gainesville; ranked #3.

Rankings can't be bought. Lawyers can't pay to change their rank or score. How we rank

14 Lake City insurance lawyers are ranked here by LFR Score, from nine published factors. 7 are open 24/7, 7 open Saturdays and 7 open Sundays, based on posted hours. The median Google rating is 4.9★ across 14 rated law firms.

Top 10 insurance lawyers in Lake City at a glance

Ranked by our published LFR Score from public data, not by payment; a rank is not an endorsement or a prediction of results.

Top 10 insurance lawyers in Lake City at a glance
RankBusinessLFR ScoreGoogle ratingBased inHoursNotable for
1Bagen Law Accident Injury Lawyers - Gainesville604.9★ (1,033)Gainesville, 37 mi awayOpen 24 hrs (Google)Top score
2Farah & Farah | Lake City Personal Injury & Car Accident Lawyers604.9★ (58)Lake CityOpen 24 hrs (Google)Open 24 hours
3Farah & Farah | Gainesville Personal Injury & Car Accident Lawyers584.9★ (355)Gainesville, 41 mi awayOpen 24 hrs (Google)Most reviews
4Bagen Law Accident Injury Lawyers585.0★ (217)Gainesville, 42 mi awayOpen 24 hrs (Google)—
5Avera & Smith Injury Attorneys574.9★ (182)Gainesville, 43 mi awayOpen 24 hrs (Google)—
6Brett Little PA554.6★ (9)Gainesville, 42 mi away——
7Farah & Farah | Middleburg Personal Injury & Car Accident Lawyers535.0★ (43)Middleburg, 50 mi awayOpen 24 hrs (Google)—
8David Graham Insurance Lawyers, P.A.525.0★ (10)Gainesville, 25 mi away——
9Carrillo Injury Law504.9★ (83)Gainesville, 41 mi away——
10Hughes Mathews Legal Group505.0★ (3)Gainesville, 42 mi awayOpen 24 hrs (Google)—

All 14 insurance lawyers in Lake City, in rank order

Ordered by LFR Score, a 0–100 score from nine published factors. Paid placement never changes the order.

Ranked by our published LFR Score from public data, not by payment; a rank is not an endorsement or a prediction of results.

  2. #2 Farah & Farah | Lake City Personal Injury & Car Accident Lawyers

    Based in Lake City

    60/100LFR Score

    Ranked #2 because of its Google rating and practice area focus: 4.9★ from 58 Google reviews, listed on Google as “Personal injury attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.9★ from 58 Google reviews
    • Open 24/7
    Hours
    Open 24 hours, 7 days
    Address
    295 NW Commons Loop Ste 107, Lake City, FL 32055
    View profile for Farah & Farah | Lake City Personal Injury & Car Accident Lawyers(386) 957-5494

  6. #6 Brett Little PA

    Based in Gainesville, 42 mi away

    55/100LFR Score

    Ranked #6 because of its Google rating and practice area focus: 4.6★ from 9 Google reviews, listed on Google as “Insurance attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.6★ from 9 Google reviews
    Hours
    Mon–Thu 8:30 AM–5 PM · Fri 8 AM–4 PM · Sat–Sun closed
    Address
    5216 SW 91st Dr, Gainesville, FL 32608
    View profile for Brett Little PA(352) 363-6494

  7. #7 Farah & Farah | Middleburg Personal Injury & Car Accident Lawyers

    Based in Middleburg, 50 mi away

    53/100LFR Score

    Ranked #7 because of its Google rating and practice area focus: 5.0★ from 43 Google reviews, listed on Google as “Personal injury attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 5.0★ from 43 Google reviews
    • Open 24/7
    Hours
    Open 24 hours, 7 days
    Address
    1539 Blanding Blvd, Middleburg, FL 32068
    View profile for Farah & Farah | Middleburg Personal Injury & Car Accident Lawyers(904) 734-3934

  9. #9 Carrillo Injury Law

    Based in Gainesville, 41 mi away

    50/100LFR Score

    Ranked #9 because of its Google rating and practice area focus: 4.9★ from 83 Google reviews, listed on Google as “Attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.9★ from 83 Google reviews
    Hours
    Mon–Thu 8:30 AM–5 PM · Fri 8:30 AM–4:30 PM · Sat–Sun closed
    Address
    2550 SW 76th St Ste 140, Gainesville, FL 32608
    View profile for Carrillo Injury Law(352) 371-4000

  10. Based in Gainesville, 42 mi away

    50/100LFR Score

    Ranked #10 because of its Google rating and practice area focus: 5.0★ from 3 Google reviews, listed on Google as “Personal injury attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 5.0★ from 3 Google reviews
    • Open 24/7
    Hours
    Open 24 hours, 7 days
    Address
    300 E University Ave Ste 178, Gainesville, FL 32601
    View profile for Hughes Mathews Legal Group(352) 453-8466

  11. #11 Goldberg Law Office

    Based in Gainesville, 42 mi away

    47/100LFR Score

    Ranked #11 because of its Google rating and practice area focus: 4.6★ from 27 Google reviews, listed on Google as “Attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.6★ from 27 Google reviews
    Hours
    Mon–Thu 9 AM–4 PM · Fri–Sun closed
    Address
    1013 SW 2nd Ave, Gainesville, FL 32601
    View profile for Goldberg Law Office(352) 376-1200

  14. #14 Robert J Soraci PA

    Based in Gainesville, 42 mi away

    45/100LFR Score

    Ranked #14 because of its Google rating and practice area focus: 4.7★ from 3 Google reviews, listed on Google as “Personal injury attorney”.

    Based on 7 of 9 factors; bar status and recency not yet collected.

    • 4.7★ from 3 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    200 NE 1st St, Gainesville, FL 32601
    View profile for Robert J Soraci PA(352) 376-4671

How we ranked Lake City insurance lawyers

We scored 14 Lake City insurance lawyers on nine factors, weighted as shown. A law firm is ranked when its practice area is confirmed and it has 3 or more Google reviews or a claimed profile. A law firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Attorney advertising businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

LFR Score factors and weights
FactorWeightComputed fromIn Lake City data
Reputation25%Google star rating, adjusted for how many reviews back itMeasured
Bar status10%An active bar or law society record matched to a lawyer at the firm (not measured until a record source is loaded)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency10%Share of reviews from the last 12 monthsNot yet collected
Availability5%Weekly office hours, Saturday, Sunday, and phones answered 24/7Measured
Practice focus15%How clearly the firm practises this area (its Google category and name)Measured
Proximity5%An office in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Law Firms Ranked profile (free and paid earn the same)Measured
Law Firms Ranked reviews10%Verified client reviews collected by Law Firms Ranked: their rating and how many there areMeasured

How to choose an insurance lawyer

  1. Check the lawyer’s status and any public discipline in the state bar or law society directory.
  2. Ask how many insurance law matters the lawyer handles each year, and who at the firm will do the work.
  3. Get the fee arrangement in writing: hourly, flat or contingency, and which costs are charged on top.
  4. Ask how and how often the firm will update you, and how fast it answers calls and emails.
  5. Read recent reviews for how the firm communicated and billed, not only for outcomes.
  6. Ask whether the firm represents policyholders, insurers or both, and how often it handles your type of policy.
  7. Meet more than one firm; many offer a short first consultation, sometimes free.

Questions to ask an insurance lawyer

  • How would you approach a matter like mine, and what are the realistic options?
  • How do you charge, and what will the total likely cost?
  • Who will be my main contact, and how quickly do you reply?
  • Do you represent policyholders or insurance companies?
  • How is your fee calculated if the claim settles?
  • Is there any conflict of interest that would stop you representing me?

Terms explained

Contingency fee
A fee that is a share of the money recovered, paid only if there is a recovery. Common in injury cases; not allowed for criminal defense or for securing a divorce.
Retainer
Money paid up front and held in a trust account, which the lawyer draws on as fees are earned.
Flat fee
One set price for a defined piece of work, such as a will or an uncontested matter.
Limited-scope representation
Paying a lawyer for part of a matter only, such as reviewing documents or coaching for one hearing (also called unbundled services).
Statute of limitations
The deadline to file a lawsuit or charge. It differs by state or province and by type of claim.
Good standing
A lawyer’s status as active and eligible to practise with a state bar or law society.
Law society
The body that licenses and disciplines lawyers in a Canadian province or territory.
Board certification
Recognition in a field of law by a state program or an organisation accredited for that purpose. Lawyers may only claim it when they hold it, naming the certifying body.
Attorney–client privilege
The rule that keeps confidential communications between a client and lawyer, made for legal advice, out of court.
Conflict check
The search a firm runs before taking a matter to make sure it does not represent someone on the other side.
Pro bono
Legal work done for free, usually for people who cannot afford a lawyer.
Legal aid
Publicly funded legal help for people with low incomes, through legal aid offices, public defenders or provincial legal aid plans.

Insurance lawyers in Lake City: frequently asked questions

Which insurance lawyer has the highest LFR Score in Lake City?

By LFR Score, the highest-ranked insurance lawyer in Lake City, FL is Bagen Law Accident Injury Lawyers - Gainesville with an LFR Score of 60/100. It has 4.9★ from 1,033 Google reviews. It is open 24/7. Farah & Farah | Lake City Personal Injury & Car Accident Lawyers (#2) and Farah & Farah | Gainesville Personal Injury & Car Accident Lawyers (#3) follow. We ranked 14 insurance lawyers on nine factors, last updated November 9, 2026.

How many insurance lawyers are there in Lake City?

LawFirmsRanked ranks 14 insurance lawyers serving Lake City, FL. 1 of them is based in Lake City; the rest serve it from nearby towns. Counts are as of November 2026.

Which insurance lawyers in Lake City are open 24/7?

7 ranked insurance lawyers in Lake City post 24/7 hours. The highest-ranked are Bagen Law Accident Injury Lawyers - Gainesville (#1), Farah & Farah | Lake City Personal Injury & Car Accident Lawyers (#2) and Farah & Farah | Gainesville Personal Injury & Car Accident Lawyers (#3). Hours come from each law firm's Google listing as of November 2026, so call to confirm.

Which insurance lawyers in Lake City work on weekends?

7 of 14 ranked insurance lawyers post Saturday hours and 7 post Sunday hours. The highest-ranked open Saturdays are Bagen Law Accident Injury Lawyers - Gainesville (#1), Farah & Farah | Lake City Personal Injury & Car Accident Lawyers (#2) and Farah & Farah | Gainesville Personal Injury & Car Accident Lawyers (#3). Posted hours are office hours; many firms meet clients by appointment outside them.

What Google rating do Lake City insurance lawyers have?

The median Google rating among 14 rated insurance lawyers in Lake City is 4.9★, with a median of 35 reviews. Bagen Law Accident Injury Lawyers - Gainesville has the most, 1,033 reviews, and ranks #1. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does LawFirmsRanked rank insurance lawyers?

Each insurance lawyer gets a 0–100 LFR Score from nine published factors, led by reputation (25%), practice focus (15%), review volume (10%) and recency (10%). A law firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only law firms with a confirmed practice area and 3 or more reviews, or a claimed profile, are ranked.

Do insurance lawyers outside Lake City count in this ranking?

Yes, if they are within 50 mi of the Lake City city center, our service radius for insurance lawyers. Each listing shows where the law firm is based and how far away it is. Proximity is 5% of the LFR Score, so a nearby law firm gets a small edge.

Can insurance lawyers pay to rank higher on LawFirmsRanked?

No. The LFR Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured law firms may appear above the list, labelled Attorney advertising and showing their honest rank.

How do insurance lawyers in Lake City, FL charge?

Lawyers for policyholders often work on contingency or a mix of hourly and contingency fees; lawyers defending insurers bill hourly. Ask for the fee arrangement in writing before you agree.

What can I do if my insurer denies or underpays a claim?

Ask the insurer for the denial in writing with the policy wording it relies on, keep every document, and note any deadline in the policy or the letter. Every state has an insurance department that takes complaints; a lawyer can advise whether the denial can be challenged and how long you have. This is general information, not legal advice.

How is this list of insurance lawyers in Lake City, FL ranked?

By LFR Score only, from public data on reviews, practice focus, office location and hours. Firms labelled “Attorney advertising” paid for that placement; payment never changes a rank, and a rank is not an endorsement.

Does a lawyer need an office in Lake City?

No, but the lawyer must be licensed in your state (or, for federal matters such as immigration, in some state). A local office makes meetings and court appearances easier, so proximity is one of our factors.

Update log for Lake City

  1. November 2026: LFR Scores recalculated for 14 insurance lawyers serving Lake City.

More insurance lawyers and Lake City pages