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Insurance Lawyers in Oak Harbor, WA: 2026 rankings

50 insurance lawyers ranked by LFR ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest LFR Score in Oak Harbor: The Advocates Injury Attorneys, LFR Score 58/100; 4.8★ from 676 Google reviews; open 24/7.

  2. 2

    Open 24 hours (per Google): Khan Injury Law - Seattle, posts 24/7 hours; ranked #2 of 50.

  3. 2

    Most-reviewed: Khan Injury Law - Seattle, 381 Google reviews at 4.9★, the most of 50 ranked after The Advocates Injury Attorneys; ranked #2.

Rankings can't be bought. Lawyers can't pay to change their rank or score. How we rank

50 Oak Harbor insurance lawyers are ranked here by LFR Score, from nine published factors. 13 are open 24/7, 13 open Saturdays and 13 open Sundays, based on posted hours. The median Google rating is 4.8★ across 50 rated law firms.

Top 10 insurance lawyers in Oak Harbor at a glance

Ranked by our published LFR Score from public data, not by payment; a rank is not an endorsement or a prediction of results.

Top 10 insurance lawyers in Oak Harbor at a glance
RankBusinessLFR ScoreGoogle ratingBased inHoursNotable for
1The Advocates Injury Attorneys584.8★ (676)Seattle, 49 mi awayOpen 24 hrs (Google)Top score
2Khan Injury Law - Seattle584.9★ (381)Seattle, 49 mi awayOpen 24 hrs (Google)Open 24 hours, Most reviews
3Boohoff Law, P.A. - Auto Accident Lawyers574.9★ (272)Seattle, 50 mi awayOpen 24 hrs (Google)—
4Seattle Injury Law574.8★ (317)Seattle, 48 mi awayOpen 24 hrs (Google)—
5Monge & Associates Injury and Accident Attorneys574.9★ (253)Seattle, 49 mi awayOpen 24 hrs (Google)—
6Seattle Injury Law of Everett - Washington's Best Car Accident Attorneys564.5★ (125)Everett, 33 mi awayOpen 24 hrs (Google)—
7Cherin Law Firm555.0★ (83)Seattle, 50 mi awayOpen 24 hrs (Google)—
8Boohoff Law, P.A. - Auto Accident Lawyers555.0★ (23)Everett, 30 mi awayOpen 24 hrs (Google)—
9Urquia Law, PLLC545.0★ (80)Camano, 13 mi away——
10Elsner Law Firm545.0★ (31)Bothell West, 39 mi awayOpen 24 hrs (Google)—

All 50 insurance lawyers in Oak Harbor, in rank order

Ordered by LFR Score, a 0–100 score from nine published factors. Paid placement never changes the order.

Ranked by our published LFR Score from public data, not by payment; a rank is not an endorsement or a prediction of results.

Scores below: based on 7 of 9 factors; bar status and recency not yet collected. Hatched segments mark factors we don't have yet.

  7. #7 Cherin Law Firm

    Based in Seattle, 50 mi away

    55/100LFR Score

    Ranked #7 because of its Google rating and practice area focus: 5.0★ from 83 Google reviews, listed on Google as “Law firm”.

    • 5.0★ from 83 Google reviews
    • Open 24/7
    Hours
    Open 24 hours, 7 days
    Address
    1001 4th Ave #4330, Seattle, WA 98154
    View profile for Cherin Law Firm(206) 850-6716

  9. #9 Urquia Law, PLLC

    Based in Camano, 13 mi away

    54/100LFR Score

    Ranked #9 because of its Google rating and practice area focus: 5.0★ from 80 Google reviews, listed on Google as “Personal injury attorney”.

    • 5.0★ from 80 Google reviews
    Hours
    Mon–Fri 8 AM–4 PM · Sat–Sun closed
    Address
    1135 Lawrence St, Port Townsend, WA 98368
    View profile for Urquia Law, PLLC(360) 390-4104

  10. #10 Elsner Law Firm

    Based in Bothell West, 39 mi away

    54/100LFR Score

    Ranked #10 because of its Google rating and practice area focus: 5.0★ from 31 Google reviews, listed on Google as “Personal injury attorney”.

    • 5.0★ from 31 Google reviews
    • Open 24/7
    Hours
    Open 24 hours, 7 days
    Address
    23711 Brier Rd, Brier, WA 98036
    View profile for Elsner Law Firm(206) 225-2440

  13. #13 The Accident Guys

    Based in Seattle, 48 mi away

    53/100LFR Score

    Ranked #13 because of its Google rating and practice area focus: 5.0★ from 37 Google reviews, listed on Google as “Personal injury attorney”.

    • 5.0★ from 37 Google reviews
    • Open 24/7
    Hours
    Open 24 hours, 7 days
    Address
    1507 Queen Anne Ave N #210, Seattle, WA 98109
    View profile for The Accident Guys(206) 944-3888

  15. #15 Crease Harman LLP

    Based in Victoria, 34 mi away

    52/100LFR Score

    Ranked #15 because of its Google rating and practice area focus: 4.8★ from 123 Google reviews, listed on Google as “Attorney”.

    • 4.8★ from 123 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    1070 Douglas St #800, Victoria, BC V8W 2C4
    View profile for Crease Harman LLP(250) 388-5421

  16. #16 Sullivan Law Group PLLC

    Based in Everett, 30 mi away

    51/100LFR Score

    Ranked #16 because of its Google rating and practice area focus: 4.6★ from 73 Google reviews, listed on Google as “Personal injury attorney”.

    • 4.6★ from 73 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    2932 Hoyt Ave, Everett, WA 98201
    View profile for Sullivan Law Group PLLC(425) 322-1076

  17. #17 Preszler Injury Lawyers

    Based in Victoria, 34 mi away

    50/100LFR Score

    Ranked #17 because of its Google rating and practice area focus: 3.0★ from 6 Google reviews, listed on Google as “Personal injury attorney”.

    • 3.0★ from 6 Google reviews
    • Open 24/7
    Hours
    Open 24 hours, 7 days
    Address
    1321 Blanshard St #301, Victoria, BC V8W 0B6
    View profile for Preszler Injury Lawyers(877) 812-5570

  21. #21 Washington Bike Law

    Based in Seattle, 50 mi away

    48/100LFR Score

    Ranked #21 because of its Google rating and practice area focus: 4.8★ from 38 Google reviews, listed on Google as “Personal injury attorney”.

    • 4.8★ from 38 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    810 3rd Ave Ste 308, Seattle, WA 98104
    View profile for Washington Bike Law(206) 262-9290

  22. #22 Bryan & Jetter, PLLC (Formerly: Law Office of Paul W Bryan, PLLC)

    Based in Silverdale, 45 mi away

    47/100LFR Score

    Ranked #22 because of its Google rating and practice area focus: 4.7★ from 35 Google reviews, listed on Google as “Attorney”.

    • 4.7★ from 35 Google reviews
    Hours
    Mon–Tue 9 AM–4:30 PM · Wed closed · Thu–Fri 9 AM–4:30 PM · Sat–Sun closed
    Address
    3500 NW Anderson Hill Rd Ste 102, Silverdale, WA 98383
    View profile for Bryan & Jetter, PLLC (Formerly: Law Office of Paul W Bryan, PLLC)(360) 698-9393

  25. #25 Moore Law Group, PLLC

    Based in Everett, 29 mi away

    47/100LFR Score

    Ranked #25 because of its Google rating and practice area focus: 4.6★ from 8 Google reviews, listed on Google as “Personal injury attorney”.

    • 4.6★ from 8 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri–Sun closed
    Address
    2707 Colby Ave #1420, Everett, WA 98201
    View profile for Moore Law Group, PLLC(425) 998-8999

All 50 insurance lawyers

#1 to #25 are shown in full above. Here are #26 to #50, in LFR Score order; each links to its profile.

insurance lawyers in Oak Harbor, ranks 26 to 50
RankBusinessLFR ScoreGoogle ratingDistance
26Brooks Law Firm474.8★ (19)49 mi
27Armstrong Injury Law - Ashley H. Armstrong474.9★ (15)45 mi
28Law Office of Joseph P. Bartek474.5★ (8)33 mi
29Wolf & Lee, LLP465.0★ (5)33 mi
30Perez & Perez Law PLLC464.9★ (15)50 mi
31Bean Law Group463.6★ (12)49 mi
32Johnson, Rutz & Tassie453.9★ (9)39 mi
33Monro Law Firm, P.S. Inc.453.4★ (8)35 mi
34Carfra Lawton LLP453.2★ (9)35 mi
35Dixon & Cannon Ltd455.0★ (8)46 mi
36Cook & Bartlett, PLLC454.5★ (8)46 mi
37DeBofsky Law455.0★ (8)49 mi
38Pivotal Law Group, PLLC454.6★ (11)50 mi
39Williams Kastner454.1★ (16)49 mi
40Law Office of Steven E Knapp455.0★ (3)36 mi
41Ember Law PLLC454.3★ (12)49 mi
42Law Offices of Magnuson Lowell P.S.454.2★ (11)49 mi
43PNW LAW INC PS453.5★ (6)38 mi
44Law Office of Ralph Maimon, P.S.453.7★ (3)49 mi
45Stoel Rives LLP445.0★ (5)49 mi
46Roger Davidheiser Attorney At Law444.3★ (6)50 mi
47Gordon Tilden Thomas & Cordell LLP444.3★ (6)49 mi
48Bennett Bigelow & Leedom, P.S.433.6★ (5)49 mi
49Calbom & Schwab Law Group, PLLC433.8★ (5)50 mi
50Ogden Murphy Wallace PLLC421.0★ (3)50 mi

Also serving Oak Harbor

19 more insurance lawyers within 50 mi that we can't rank yet: too few reviews, or a practice area we couldn't confirm. Listed A to Z.

Unranked insurance lawyers serving Oak Harbor
BusinessGoogle ratingDistance
Borealis Benefits Law, Inc.5.0★ (1)33 mi
Brian K. Leonard, P.S. Attorney at Law5.0★ (1)50 mi
Connelly Law Offices50 mi
Dana G. Quantz, Barrister and Solicitor35 mi
Duce Bastian & Peterson5.0★ (2)30 mi
Fairhaven Legal Associates Ps16 mi
Foster Pepper50 mi
ICBC Lawyer Victoria34 mi
Merlin Law Group, PLLC - Seattle5.0★ (1)50 mi
Mukilteo Office33 mi
Olive|Bearb Law Group PLLC4.5★ (2)50 mi
Redmond Group49 mi
Ross Law Advisors PLLC49 mi
Snohomish Group5.0★ (2)35 mi
Stanwood Group15 mi
Van Kampen & Crowe PLLC50 mi
Washington Law Center3.0★ (2)34 mi
Washington Law Center5.0★ (2)47 mi
Williams Legal PLLC37 mi

How we ranked Oak Harbor insurance lawyers

We scored 50 Oak Harbor insurance lawyers on nine factors, weighted as shown. A law firm is ranked when its practice area is confirmed and it has 3 or more Google reviews or a claimed profile. A law firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Attorney advertising businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

LFR Score factors and weights
FactorWeightComputed fromIn Oak Harbor data
Reputation25%Google star rating, adjusted for how many reviews back itMeasured
Bar status10%An active bar or law society record matched to a lawyer at the firm (not measured until a record source is loaded)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency10%Share of reviews from the last 12 monthsNot yet collected
Availability5%Weekly office hours, Saturday, Sunday, and phones answered 24/7Measured
Practice focus15%How clearly the firm practises this area (its Google category and name)Measured
Proximity5%An office in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Law Firms Ranked profile (free and paid earn the same)Measured
Law Firms Ranked reviews10%Verified client reviews collected by Law Firms Ranked: their rating and how many there areMeasured

How to choose an insurance lawyer

  1. Check the lawyer’s status and any public discipline in the state bar or law society directory.
  2. Ask how many insurance law matters the lawyer handles each year, and who at the firm will do the work.
  3. Get the fee arrangement in writing: hourly, flat or contingency, and which costs are charged on top.
  4. Ask how and how often the firm will update you, and how fast it answers calls and emails.
  5. Read recent reviews for how the firm communicated and billed, not only for outcomes.
  6. Ask whether the firm represents policyholders, insurers or both, and how often it handles your type of policy.
  7. Meet more than one firm; many offer a short first consultation, sometimes free.

Questions to ask an insurance lawyer

  • How would you approach a matter like mine, and what are the realistic options?
  • How do you charge, and what will the total likely cost?
  • Who will be my main contact, and how quickly do you reply?
  • Do you represent policyholders or insurance companies?
  • How is your fee calculated if the claim settles?
  • Is there any conflict of interest that would stop you representing me?

Terms explained

Contingency fee
A fee that is a share of the money recovered, paid only if there is a recovery. Common in injury cases; not allowed for criminal defense or for securing a divorce.
Retainer
Money paid up front and held in a trust account, which the lawyer draws on as fees are earned.
Flat fee
One set price for a defined piece of work, such as a will or an uncontested matter.
Limited-scope representation
Paying a lawyer for part of a matter only, such as reviewing documents or coaching for one hearing (also called unbundled services).
Statute of limitations
The deadline to file a lawsuit or charge. It differs by state or province and by type of claim.
Good standing
A lawyer’s status as active and eligible to practise with a state bar or law society.
Law society
The body that licenses and disciplines lawyers in a Canadian province or territory.
Board certification
Recognition in a field of law by a state program or an organisation accredited for that purpose. Lawyers may only claim it when they hold it, naming the certifying body.
Attorney–client privilege
The rule that keeps confidential communications between a client and lawyer, made for legal advice, out of court.
Conflict check
The search a firm runs before taking a matter to make sure it does not represent someone on the other side.
Pro bono
Legal work done for free, usually for people who cannot afford a lawyer.
Legal aid
Publicly funded legal help for people with low incomes, through legal aid offices, public defenders or provincial legal aid plans.

Insurance lawyers in Oak Harbor: frequently asked questions

Which insurance lawyer has the highest LFR Score in Oak Harbor?

By LFR Score, the highest-ranked insurance lawyer in Oak Harbor, WA is The Advocates Injury Attorneys with an LFR Score of 58/100. It has 4.8★ from 676 Google reviews. It is open 24/7. Khan Injury Law - Seattle (#2) and Boohoff Law, P.A. - Auto Accident Lawyers (#3) follow. We ranked 50 insurance lawyers on nine factors, last updated November 9, 2026.

How many insurance lawyers are there in Oak Harbor?

LawFirmsRanked ranks 50 insurance lawyers serving Oak Harbor, WA. Another 19 within 50 mi are listed but not ranked yet. Counts are as of November 2026.

Which insurance lawyers in Oak Harbor are open 24/7?

13 ranked insurance lawyers in Oak Harbor post 24/7 hours. The highest-ranked are The Advocates Injury Attorneys (#1), Khan Injury Law - Seattle (#2) and Boohoff Law, P.A. - Auto Accident Lawyers (#3). Hours come from each law firm's Google listing as of November 2026, so call to confirm.

Which insurance lawyers in Oak Harbor work on weekends?

13 of 50 ranked insurance lawyers post Saturday hours and 13 post Sunday hours. The highest-ranked open Saturdays are The Advocates Injury Attorneys (#1), Khan Injury Law - Seattle (#2) and Boohoff Law, P.A. - Auto Accident Lawyers (#3). Posted hours are office hours; many firms meet clients by appointment outside them.

What Google rating do Oak Harbor insurance lawyers have?

The median Google rating among 50 rated insurance lawyers in Oak Harbor is 4.8★, with a median of 15 reviews. The Advocates Injury Attorneys has the most, 676 reviews, and ranks #1. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does LawFirmsRanked rank insurance lawyers?

Each insurance lawyer gets a 0–100 LFR Score from nine published factors, led by reputation (25%), practice focus (15%), review volume (10%) and recency (10%). A law firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only law firms with a confirmed practice area and 3 or more reviews, or a claimed profile, are ranked.

Do insurance lawyers outside Oak Harbor count in this ranking?

Yes, if they are within 50 mi of the Oak Harbor city center, our service radius for insurance lawyers. Each listing shows where the law firm is based and how far away it is. Proximity is 5% of the LFR Score, so a nearby law firm gets a small edge.

Can insurance lawyers pay to rank higher on LawFirmsRanked?

No. The LFR Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured law firms may appear above the list, labelled Attorney advertising and showing their honest rank.

How do insurance lawyers in Oak Harbor, WA charge?

Lawyers for policyholders often work on contingency or a mix of hourly and contingency fees; lawyers defending insurers bill hourly. Ask for the fee arrangement in writing before you agree.

What can I do if my insurer denies or underpays a claim?

Ask the insurer for the denial in writing with the policy wording it relies on, keep every document, and note any deadline in the policy or the letter. Every state has an insurance department that takes complaints; a lawyer can advise whether the denial can be challenged and how long you have. This is general information, not legal advice.

How is this list of insurance lawyers in Oak Harbor, WA ranked?

By LFR Score only, from public data on reviews, practice focus, office location and hours. Firms labelled “Attorney advertising” paid for that placement; payment never changes a rank, and a rank is not an endorsement.

Does a lawyer need an office in Oak Harbor?

No, but the lawyer must be licensed in your state (or, for federal matters such as immigration, in some state). A local office makes meetings and court appearances easier, so proximity is one of our factors.

Update log for Oak Harbor

  1. November 2026: LFR Scores recalculated for 50 insurance lawyers serving Oak Harbor.

More insurance lawyers and Oak Harbor pages