62/100LFR Score
Ranked #1 because of its Google rating and practice area focus: 4.3★ from 27 Google reviews, listed on Google as “Insurance attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Insurance Lawyers in San Jose, CA: 2026 rankings
88 insurance lawyers ranked by LFR ScoreUpdated 0 paid placements in this rankingHow we rank →
The short answer
- 1
Highest LFR Score in San Jose: Kerley Schaffer LLP, LFR Score 62/100; 4.3★ from 27 Google reviews; open 24/7.
- 3
Open 24 hours (per Google): Deldar, posts 24/7 hours; ranked #3 of 88.
- 12
Most-reviewed: Dolan Law Firm, PC Personal Injury Lawyers, 299 Google reviews at 4.6★, the most of 88 ranked; ranked #12.
Rankings can't be bought. Lawyers can't pay to change their rank or score. How we rank
88 San Jose insurance lawyers are ranked here by LFR Score, from nine published factors. 25 are open 24/7, 28 open Saturdays and 26 open Sundays, based on posted hours. The median Google rating is 4.8★ across 88 rated law firms.
Top 10 insurance lawyers in San Jose at a glance
Ranked by our published LFR Score from public data, not by payment; a rank is not an endorsement or a prediction of results.
| Rank | Business | LFR Score | Google rating | Based in | Hours | Notable for |
|---|---|---|---|---|---|---|
| 1 | Kerley Schaffer LLP | 62 | 4.3★ (27) | Oakland, 38 mi away | Open 24 hrs (Google) | Top score |
| 2 | Ratto Law Firm | 62 | 4.4★ (29) | San Jose | — | — |
| 3 | Deldar | 61 | 4.8★ (80) | Campbell, 4 mi away | Open 24 hrs (Google) | Open 24 hours |
| 4 | Alexander Law Group, LLP | 60 | 4.9★ (47) | San Jose | Open 24 hrs (Google) | — |
| 5 | Pillsbury & Coleman, LLP | 60 | 5.0★ (61) | San Francisco, 42 mi away | — | — |
| 6 | TopDog Law Personal Injury Lawyers | 60 | 4.8★ (286) | Oakland, 38 mi away | Open 24 hrs (Google) | — |
| 7 | Nadrich Accident Injury Lawyers | 59 | 4.8★ (126) | Hayward, 24 mi away | Open 24 hrs (Google) | — |
| 8 | Golden State Lawyers, APC | 59 | 5.0★ (21) | San Jose | Open 24 hrs (Google) | — |
| 9 | Noel Hibbard Law Office | 59 | 4.7★ (92) | San Jose | — | — |
| 10 | Roberts Disability Law, P.C. | 59 | 4.9★ (27) | Oakland, 38 mi away | — | — |
All 88 insurance lawyers in San Jose, in rank order
Ordered by LFR Score, a 0–100 score from nine published factors. Paid placement never changes the order.
Ranked by our published LFR Score from public data, not by payment; a rank is not an endorsement or a prediction of results.
Based in San Jose
62/100LFR ScoreRanked #2 because of its Google rating and practice area focus: 4.4★ from 29 Google reviews, listed on Google as “Insurance attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
#3 Deldar
Based in Campbell, 4 mi away
61/100LFR ScoreRanked #3 because of its Google rating and review volume: 4.8★ from 80 Google reviews.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in San Jose
60/100LFR ScoreRanked #4 because of its Google rating and practice area focus: 4.9★ from 47 Google reviews, listed on Google as “Personal injury attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in San Francisco, 42 mi away
60/100LFR ScoreRanked #5 because of its Google rating and practice area focus: 5.0★ from 61 Google reviews, listed on Google as “Insurance attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Oakland, 38 mi away
60/100LFR ScoreRanked #6 because of its Google rating and review volume: 4.8★ from 286 Google reviews.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Hayward, 24 mi away
59/100LFR ScoreRanked #7 because of its Google rating and review volume: 4.8★ from 126 Google reviews.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in San Jose
59/100LFR ScoreRanked #8 because of its Google rating and practice area focus: 5.0★ from 21 Google reviews, listed on Google as “Personal injury attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in San Jose
59/100LFR ScoreRanked #9 because of its Google rating and review volume: 4.7★ from 92 Google reviews.
Based on 6 of 9 factors; bar status, recency and availability not yet collected.
Based in Oakland, 38 mi away
59/100LFR ScoreRanked #10 because of its Google rating and practice area focus: 4.9★ from 27 Google reviews, listed on Google as “Insurance attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Newark, 14 mi away
58/100LFR ScoreRanked #11 because of its Google rating and practice area focus: 4.7★ from 54 Google reviews, listed on Google as “Personal injury attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in San Francisco, 42 mi away
58/100LFR ScoreRanked #12 because of its Google rating and review volume: 4.6★ from 299 Google reviews, the most in San Jose.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Oakland, 38 mi away
58/100LFR ScoreRanked #13 because of its Google rating and practice area focus: 4.0★ from 107 Google reviews, listed on Google as “Insurance attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in San Jose
58/100LFR ScoreRanked #14 because of its Google rating and practice area focus: 4.8★ from 17 Google reviews, listed on Google as “Personal injury attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in San Francisco, 42 mi away
58/100LFR ScoreRanked #15 because of its Google rating and practice area focus: 4.7★ from 30 Google reviews, listed on Google as “Insurance attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
#16 Rickles Rena
Based in Oakland, 38 mi away
57/100LFR ScoreRanked #16 because of its Google rating and practice area focus: 4.8★ from 4 Google reviews, listed on Google as “Insurance attorney”.
Based on 6 of 9 factors; bar status, recency and availability not yet collected.
Based in Tracy, 38 mi away
56/100LFR ScoreRanked #17 because of its Google rating and review volume: 4.7★ from 86 Google reviews.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in San Francisco, 42 mi away
56/100LFR ScoreRanked #18 because of its Google rating and practice area focus: 4.7★ from 15 Google reviews, listed on Google as “Insurance attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in San Francisco, 42 mi away
56/100LFR ScoreRanked #19 because of its Google rating and review volume: 4.8★ from 79 Google reviews.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Oakland, 33 mi away
56/100LFR ScoreRanked #20 because of its Google rating and practice area focus: 4.7★ from 7 Google reviews, listed on Google as “Insurance attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Walnut Creek, 40 mi away
56/100LFR ScoreRanked #21 because of its Google rating and practice area focus: 3.4★ from 5 Google reviews, listed on Google as “Insurance attorney”.
Based on 6 of 9 factors; bar status, recency and availability not yet collected.
Based in San Francisco, 43 mi away
56/100LFR ScoreRanked #22 because of its Google rating and practice area focus: 3.3★ from 7 Google reviews, listed on Google as “Insurance attorney”.
Based on 6 of 9 factors; bar status, recency and availability not yet collected.
Based in Orinda, 41 mi away
56/100LFR ScoreRanked #23 because of its Google rating and practice area focus: 4.7★ from 3 Google reviews, listed on Google as “Insurance attorney”.
Based on 6 of 9 factors; bar status, recency and availability not yet collected.
Based in San Francisco, 42 mi away
56/100LFR ScoreRanked #24 because of its Google rating and review volume: 4.6★ from 94 Google reviews.
Based on 7 of 9 factors; bar status and recency not yet collected.
Based in Redwood City, 24 mi away
56/100LFR ScoreRanked #25 because of its Google rating and practice area focus: 4.0★ from 4 Google reviews, listed on Google as “Insurance attorney”.
Based on 7 of 9 factors; bar status and recency not yet collected.
Insurance lawyers ranked #26 to #50
#1 to #25 are shown in full above. Here are #26 to #50, in LFR Score order; each links to its profile. We publish the top 50 of 88 ranked insurance lawyers here; the rest are on their profiles.
Also serving San Jose
20 more insurance lawyers within 50 mi that we can't rank yet: too few reviews, or a practice area we couldn't confirm. Listed A to Z.
| Business | Google rating | Distance |
|---|---|---|
| Alexander Law Group, LLP | 1.5★ (2) | 42 mi |
| Borton Petrini San Jose | In San Jose | |
| Creech Liebow & Kraus, A Professional Corporation | In San Jose | |
| Dorsey & Whitney LLP | 3.0★ (2) | 16 mi |
| Edlin Gallagher Huie + Blum | 5.0★ (2) | 42 mi |
| Edward M Bull III Law Office | 5.0★ (2) | 37 mi |
| Eric M Safire Law Offices | 3.0★ (2) | 43 mi |
| Hanson Bridgett LLP | 5.0★ (2) | 42 mi |
| Hillstone Law Accident & Injury Attorneys | In San Jose | |
| Johnson & Simoni | 5.0★ (2) | 29 mi |
| Kantor & Kantor, LLP | 5.0★ (2) | In San Jose |
| Lam Gerard | 5.0★ (1) | 38 mi |
| Law Offices of Ali Javaheri | 3.0★ (2) | 22 mi |
| Law Offices of Robert G. Schock | 5.0★ (2) | 38 mi |
| Melvin E Irvin Disability Representative Inc | In San Jose | |
| Michael J Reed Attorney at Law | 3.0★ (2) | 36 mi |
| Mitchell, Gingerich & Loquaci | In San Jose | |
| Robert H Ames Law Offices | 5.0★ (2) | 48 mi |
| Silvestri Silvestri & Mialocq | 5.0★ (1) | 21 mi |
| The Law Offices of Eric H. Werner | 5.0★ (2) | 42 mi |
How we ranked San Jose insurance lawyers
We scored 88 San Jose insurance lawyers on nine factors, weighted as shown. A law firm is ranked when its practice area is confirmed and it has 3 or more Google reviews or a claimed profile. A law firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.
Paid placement never changes a rank or score. Attorney advertising businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.
| Factor | Weight | Computed from | In San Jose data |
|---|---|---|---|
| Reputation | 25% | Google star rating, adjusted for how many reviews back it | Measured |
| Bar status | 10% | An active bar or law society record matched to a lawyer at the firm (not measured until a record source is loaded) | Not yet collected |
| Review volume | 10% | Number of Google reviews, compared with the most-reviewed firm on the list | Measured |
| Recency | 10% | Share of reviews from the last 12 months | Not yet collected |
| Availability | 5% | Weekly office hours, Saturday, Sunday, and phones answered 24/7 | Measured |
| Practice focus | 15% | How clearly the firm practises this area (its Google category and name) | Measured |
| Proximity | 5% | An office in the city scores highest, less the farther away it is | Measured |
| Claimed profile | 10% | The firm has claimed its Law Firms Ranked profile (free and paid earn the same) | Measured |
| Law Firms Ranked reviews | 10% | Verified client reviews collected by Law Firms Ranked: their rating and how many there are | Measured |
How to choose an insurance lawyer
- Check the lawyer’s status and any public discipline in the state bar or law society directory.
- Ask how many insurance law matters the lawyer handles each year, and who at the firm will do the work.
- Get the fee arrangement in writing: hourly, flat or contingency, and which costs are charged on top.
- Ask how and how often the firm will update you, and how fast it answers calls and emails.
- Read recent reviews for how the firm communicated and billed, not only for outcomes.
- Ask whether the firm represents policyholders, insurers or both, and how often it handles your type of policy.
- Meet more than one firm; many offer a short first consultation, sometimes free.
Questions to ask an insurance lawyer
- How would you approach a matter like mine, and what are the realistic options?
- How do you charge, and what will the total likely cost?
- Who will be my main contact, and how quickly do you reply?
- Do you represent policyholders or insurance companies?
- How is your fee calculated if the claim settles?
- Is there any conflict of interest that would stop you representing me?
Terms explained
- Contingency fee
- A fee that is a share of the money recovered, paid only if there is a recovery. Common in injury cases; not allowed for criminal defense or for securing a divorce.
- Retainer
- Money paid up front and held in a trust account, which the lawyer draws on as fees are earned.
- Flat fee
- One set price for a defined piece of work, such as a will or an uncontested matter.
- Limited-scope representation
- Paying a lawyer for part of a matter only, such as reviewing documents or coaching for one hearing (also called unbundled services).
- Statute of limitations
- The deadline to file a lawsuit or charge. It differs by state or province and by type of claim.
- Good standing
- A lawyer’s status as active and eligible to practise with a state bar or law society.
- Law society
- The body that licenses and disciplines lawyers in a Canadian province or territory.
- Board certification
- Recognition in a field of law by a state program or an organisation accredited for that purpose. Lawyers may only claim it when they hold it, naming the certifying body.
- Attorney–client privilege
- The rule that keeps confidential communications between a client and lawyer, made for legal advice, out of court.
- Conflict check
- The search a firm runs before taking a matter to make sure it does not represent someone on the other side.
- Pro bono
- Legal work done for free, usually for people who cannot afford a lawyer.
- Legal aid
- Publicly funded legal help for people with low incomes, through legal aid offices, public defenders or provincial legal aid plans.
Insurance lawyers in San Jose: frequently asked questions
Which insurance lawyer has the highest LFR Score in San Jose?
By LFR Score, the highest-ranked insurance lawyer in San Jose, CA is Kerley Schaffer LLP with an LFR Score of 62/100. It has 4.3★ from 27 Google reviews. It is open 24/7. Ratto Law Firm (#2) and Deldar (#3) follow. We ranked 88 insurance lawyers on nine factors, last updated November 9, 2026.
How many insurance lawyers are there in San Jose?
LawFirmsRanked ranks 88 insurance lawyers serving San Jose, CA. 8 of them are based in San Jose; the rest serve it from nearby towns. Another 20 within 50 mi are listed but not ranked yet. Counts are as of November 2026.
Which insurance lawyers in San Jose are open 24/7?
25 ranked insurance lawyers in San Jose post 24/7 hours. The highest-ranked are Kerley Schaffer LLP (#1), Deldar (#3) and Alexander Law Group, LLP (#4). Hours come from each law firm's Google listing as of November 2026, so call to confirm.
Which insurance lawyers in San Jose work on weekends?
28 of 88 ranked insurance lawyers post Saturday hours and 26 post Sunday hours. The highest-ranked open Saturdays are Kerley Schaffer LLP (#1), Deldar (#3) and Alexander Law Group, LLP (#4). Posted hours are office hours; many firms meet clients by appointment outside them.
What Google rating do San Jose insurance lawyers have?
The median Google rating among 88 rated insurance lawyers in San Jose is 4.8★, with a median of 16 reviews. Dolan Law Firm, PC Personal Injury Lawyers has the most, 299 reviews, and ranks #12. We adjust ratings for review count, so a few five-star reviews cannot top the list.
How does LawFirmsRanked rank insurance lawyers?
Each insurance lawyer gets a 0–100 LFR Score from nine published factors, led by reputation (25%), practice focus (15%), review volume (10%) and recency (10%). A law firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only law firms with a confirmed practice area and 3 or more reviews, or a claimed profile, are ranked.
Do insurance lawyers outside San Jose count in this ranking?
Yes, if they are within 50 mi of the San Jose city center, our service radius for insurance lawyers. Each listing shows where the law firm is based and how far away it is. Proximity is 5% of the LFR Score, so a nearby law firm gets a small edge.
Can insurance lawyers pay to rank higher on LawFirmsRanked?
No. The LFR Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured law firms may appear above the list, labelled Attorney advertising and showing their honest rank.
How do insurance lawyers in San Jose, CA charge?
Lawyers for policyholders often work on contingency or a mix of hourly and contingency fees; lawyers defending insurers bill hourly. Ask for the fee arrangement in writing before you agree.
What can I do if my insurer denies or underpays a claim?
Ask the insurer for the denial in writing with the policy wording it relies on, keep every document, and note any deadline in the policy or the letter. Every state has an insurance department that takes complaints; a lawyer can advise whether the denial can be challenged and how long you have. This is general information, not legal advice.
How is this list of insurance lawyers in San Jose, CA ranked?
By LFR Score only, from public data on reviews, practice focus, office location and hours. Firms labelled “Attorney advertising” paid for that placement; payment never changes a rank, and a rank is not an endorsement.
Does a lawyer need an office in San Jose?
No, but the lawyer must be licensed in your state (or, for federal matters such as immigration, in some state). A local office makes meetings and court appearances easier, so proximity is one of our factors.
Update log for San Jose
- November 2026: LFR Scores recalculated for 88 insurance lawyers serving San Jose.
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