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Bankruptcy Lawyers in Laguna Niguel, CA: 2026 rankings

242 bankruptcy lawyers ranked by LFR ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest LFR Score in Laguna Niguel: Southern California Law Advocates P.C., LFR Score 67/100; 5.0★ from 72 Google reviews; open 24/7.

  2. 4

    Open 24 hours (per Google): Barrios & Machado Personal Injury & Accident Lawyers PLC, posts 24/7 hours; ranked #4 of 242.

  3. 7

    Most-reviewed: Roosevelt Law Center, 742 Google reviews at 4.9★, the most of 242 ranked; ranked #7.

Rankings can't be bought. Lawyers can't pay to change their rank or score. How we rank

242 Laguna Niguel bankruptcy lawyers are ranked here by LFR Score, from nine published factors. 19 are open 24/7, 86 open Saturdays and 41 open Sundays, based on posted hours. The median Google rating is 4.9★ across 242 rated law firms.

Top 10 bankruptcy lawyers in Laguna Niguel at a glance

Ranked by our published LFR Score from public data, not by payment; a rank is not an endorsement or a prediction of results.

Top 10 bankruptcy lawyers in Laguna Niguel at a glance
RankBusinessLFR ScoreGoogle ratingBased inHoursNotable for
1Southern California Law Advocates P.C.675.0★ (72)Santa Ana, 18 mi awayOpen 24 hrs (Google)Top score
2Pacific Associates Corporation675.0★ (98)Irvine, 13 mi awaySat · Sun—
3KT - Tang & Associates Attorney AT LAW674.9★ (220)Westminster, 21 mi awaySat · Sun · Evenings—
4Barrios & Machado Personal Injury & Accident Lawyers PLC665.0★ (54)Orange, 20 mi awayOpen 24 hrs (Google)Open 24 hours
5$795 Bankruptcy Lawyer Abogados de Bancarrota664.9★ (358)Orange, 22 mi awaySat · Evenings—
6OakTree Law664.8★ (359)Los Alamitos, 29 mi awaySat · Sun · Evenings—
7Roosevelt Law Center664.9★ (742)Oceanside, 32 mi awaySat · EveningsMost reviews
8Tran Bankruptcy Law665.0★ (198)Santa Ana, 18 mi awaySat · Evenings—
9Fitzgerald & Campbell654.8★ (524)Santa Ana, 18 mi away——
10Law Offices of Anthony B. Vigil, APC655.0★ (41)Mission Viejo, 4 mi awaySat · Evenings—

All 242 bankruptcy lawyers in Laguna Niguel, in rank order

Ordered by LFR Score, a 0–100 score from nine published factors. Paid placement never changes the order.

Ranked by our published LFR Score from public data, not by payment; a rank is not an endorsement or a prediction of results.

Scores below: based on 7 of 9 factors; bar status and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Based in Los Alamitos, 29 mi away

    66/100LFR Score

    Ranked #6 because of its Google rating and practice area focus: 4.8★ from 359 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 4.8★ from 359 Google reviews
    Hours
    Mon–Sun 7 AM–7 PM
    Address
    3355 Cerritos Ave, Los Alamitos, CA 90720
  2. Based in Oceanside, 32 mi away

    66/100LFR Score

    Ranked #7 because of its Google rating and practice area focus: 4.9★ from 742 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 4.9★ from 742 Google reviews
    Hours
    Mon–Sat 7 AM–9:45 PM · Sun closed
    Address
    3186 Vista Way Ste 303, Oceanside, CA 92056
  3. Based in Santa Ana, 18 mi away

    66/100LFR Score

    Ranked #8 because of its Google rating and practice area focus: 5.0★ from 198 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 5.0★ from 198 Google reviews
    Hours
    Mon–Fri 9 AM–6:30 PM · Sat 9:30 AM–1:30 PM · Sun closed
    Address
    1633 E 4th St #214, Santa Ana, CA 92701
  4. Based in Santa Ana, 18 mi away

    65/100LFR Score

    Ranked #9 because of its Google rating and practice area focus: 4.8★ from 524 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 4.8★ from 524 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    801 N Parkcenter Dr Ste 107, Santa Ana, CA 92705
  5. Based in Santa Ana, 18 mi away

    65/100LFR Score

    Ranked #13 because of its Google rating and practice area focus: 4.9★ from 130 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 4.9★ from 130 Google reviews
    Hours
    Mon–Fri 9 AM–6 PM · Sat 10 AM–1 PM · Sun closed
    Address
    2090 N Tustin Ave #240, Santa Ana, CA 92705
  6. Based in Irvine, 10 mi away

    65/100LFR Score

    Ranked #15 because of its Google rating and practice area focus: 5.0★ from 96 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 5.0★ from 96 Google reviews
    Hours
    Mon 10:30 AM–9 PM · Tue–Fri 9 AM–9 PM · Sat–Sun closed
    Address
    15615 Alton Pkwy #210, Irvine, CA 92618
  7. Based in West Covina, 39 mi away

    65/100LFR Score

    Ranked #16 because of its Google rating and practice area focus: 4.9★ from 603 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 4.9★ from 603 Google reviews
    Hours
    Mon–Fri 8 AM–6 PM · Sat 9 AM–12 PM · Sun closed
    Address
    100 N Barranca St Suite 700, # 26, West Covina, CA 91791
  8. Based in Newport Beach, 11 mi away

    64/100LFR Score

    Ranked #17 because of its Google rating and practice area focus: 5.0★ from 23 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 5.0★ from 23 Google reviews
    Hours
    Mon–Sun 9 AM–8 PM
    Address
    23 Corporate Plaza Ste 150, Office 82, Newport Beach, CA 92660
  9. Based in Orange, 20 mi away

    64/100LFR Score

    Ranked #18 because of its Google rating and practice area focus: 5.0★ from 194 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 5.0★ from 194 Google reviews
    Hours
    Mon–Fri 9 AM–6 PM · Sat–Sun closed
    Address
    1100 W Town and Country Rd Ste 1201, Orange, CA 92868
  10. Based in Ontario, 38 mi away

    64/100LFR Score

    Ranked #21 because of its Google rating and practice area focus: 4.8★ from 88 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 4.8★ from 88 Google reviews
    • Open 24/7
    Hours
    Open 24 hours, 7 days
    Address
    3200 E Guasti Rd #100, Ontario, CA 91761
  11. Based in Santa Ana, 18 mi away

    63/100LFR Score

    Ranked #24 because of its Google rating and practice area focus: 5.0★ from 50 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 5.0★ from 50 Google reviews
    Hours
    Mon–Fri 8:30 AM–8 PM · Sat 8:30 AM–3 PM · Sun closed
    Address
    204 E 4th St Ste J, Santa Ana, CA 92701
  12. Based in Irvine, 13 mi away

    63/100LFR Score

    Ranked #25 because of its Google rating and practice area focus: 5.0★ from 15 Google reviews, listed on Google as “Bankruptcy attorney”.

    • 5.0★ from 15 Google reviews
    Hours
    Mon–Fri 8 AM–6 PM · Sat–Sun 10 AM–4 PM
    Address
    19700 Fairchild Rd #280, Irvine, CA 92612

Bankruptcy lawyers ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in LFR Score order; each links to its profile. We publish the top 50 of 242 ranked bankruptcy lawyers here; the rest are on their profiles.

bankruptcy lawyers in Laguna Niguel, ranks 26 to 50
RankBusinessLFR ScoreGoogle ratingDistance
26Law Offices of Roland Tong, PC634.8★ (35)16 mi
27DiMarco Warshaw, APLC - Bankruptcy & Debt Solution Attorneys635.0★ (22)8 mi
281LAW San Clemente633.9★ (7)9 mi
29United Legal Advocates LLP635.0★ (31)13 mi
30$795 Bankruptcy Lawyer Abogados de Bancarrota Temecula634.9★ (138)32 mi
31The Law Office of Charles A. May635.0★ (6)14 mi
32Law Office of David P. Farrell635.0★ (115)32 mi
33Law Office Anthony Wilaras635.0★ (18)29 mi
34Doan Law Group - Laguna Hills Bankruptcy Attorneys634.9★ (37)5 mi
35DiMarco Warshaw, APLC - Bankruptcy & Debt Solution Attorneys625.0★ (17)10 mi
36Financial Relief Law Center, APC624.9★ (86)15 mi
37Law Offices of Steven Ibarra624.4★ (78)37 mi
38Thomas Kerns McKnight, LLP624.6★ (143)15 mi
39Atlantis Law Firm625.0★ (175)39 mi
40Karine Karadjian, A Professional Law Corporation625.0★ (4)14 mi
41Bankruptcy Near Me, LLC625.0★ (15)19 mi
42Law Offices of Alisa Admiral625.0★ (37)30 mi
43$795 Bankruptcy Lawyer Abogados de Bancarrota Chino Hills624.9★ (259)32 mi
44The Law Firm of Steven F. Bliss Esq.625.0★ (252)35 mi
45Goldbach Law Group625.0★ (81)33 mi
46Sanchez & Baltazar Attorneys P.C. DBA SB Legal625.0★ (182)30 mi
47Nguyen Law Group625.0★ (314)39 mi
48Law Offices of Krystina T. Tran624.9★ (118)21 mi
49OakTree Law625.0★ (40)34 mi
50The Law Office of Gary Polston624.8★ (40)10 mi

Also serving Laguna Niguel

20 more bankruptcy lawyers within 40 mi that we can't rank yet: too few reviews, or a practice area we couldn't confirm. Listed A to Z.

Unranked bankruptcy lawyers serving Laguna Niguel
BusinessGoogle ratingDistance
Bear Republic Law5.0★ (5)In Laguna Niguel
Fishback Law Corporation5.0★ (2)5 mi
Fortin Law Group5.0★ (9)In Laguna Niguel
Geiger Law Office, P.C.5.0★ (101)In Laguna Niguel
Gil May Law Offices5.0★ (1)In Laguna Niguel
Jackson & Wilson Inc.5.0★ (54)In Laguna Niguel
Kenneth G. Marks Law Firm4.9★ (35)In Laguna Niguel
Law Offices of Edward S. Wallace5.0★ (10)In Laguna Niguel
Law Offices of Steven Zwick5.0★ (11)In Laguna Niguel
Mahony Richard V4.0★ (4)In Laguna Niguel
OC Legal Source, Inc. (Paralegal Service)4.8★ (22)In Laguna Niguel
Orange Coast Family Law, APC4.8★ (90)In Laguna Niguel
Parker Law Offices5.0★ (29)In Laguna Niguel
Russell & Lazarus, Personal Injury Lawyers & Accident Attorneys Laguna Niguel, CA5.0★ (12)In Laguna Niguel
Safion Stacy JoelIn Laguna Niguel
Skol Legal5.0★ (19)In Laguna Niguel
Tenery and AssociatesIn Laguna Niguel
The Law Office of Paul L. BrissonIn Laguna Niguel
W Steven Chou Law OfficesIn Laguna Niguel
Winstead Law Group, APC5.0★ (27)In Laguna Niguel

How we ranked Laguna Niguel bankruptcy lawyers

We scored 242 Laguna Niguel bankruptcy lawyers on nine factors, weighted as shown. A law firm is ranked when its practice area is confirmed and it has 3 or more Google reviews or a claimed profile. A law firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Attorney advertising businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

LFR Score factors and weights
FactorWeightComputed fromIn Laguna Niguel data
Reputation25%Google star rating, adjusted for how many reviews back itMeasured
Bar status10%An active bar or law society record matched to a lawyer at the firm (not measured until a record source is loaded)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency10%Share of reviews from the last 12 monthsNot yet collected
Availability5%Weekly office hours, Saturday, Sunday, and phones answered 24/7Measured
Practice focus15%How clearly the firm practises this area (its Google category and name)Measured
Proximity5%An office in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Law Firms Ranked profile (free and paid earn the same)Measured
Law Firms Ranked reviews10%Verified client reviews collected by Law Firms Ranked: their rating and how many there areMeasured

How to choose a bankruptcy lawyer

  1. Check the lawyer’s status and any public discipline in the state bar or law society directory.
  2. Ask how many bankruptcy law matters the lawyer handles each year, and who at the firm will do the work.
  3. Get the fee arrangement in writing: hourly, flat or contingency, and which costs are charged on top.
  4. Ask how and how often the firm will update you, and how fast it answers calls and emails.
  5. Read recent reviews for how the firm communicated and billed, not only for outcomes.
  6. Ask whether the lawyer, not only staff, will review your forms and go with you to the meeting of creditors.
  7. Meet more than one firm; many offer a short first consultation, sometimes free.

Questions to ask a bankruptcy lawyer

  • How would you approach a matter like mine, and what are the realistic options?
  • How do you charge, and what will the total likely cost?
  • Who will be my main contact, and how quickly do you reply?
  • Which chapter fits my situation, and why?
  • Which of my property is exempt?
  • Is there any conflict of interest that would stop you representing me?

Terms explained

Contingency fee
A fee that is a share of the money recovered, paid only if there is a recovery. Common in injury cases; not allowed for criminal defense or for securing a divorce.
Retainer
Money paid up front and held in a trust account, which the lawyer draws on as fees are earned.
Flat fee
One set price for a defined piece of work, such as a will or an uncontested matter.
Limited-scope representation
Paying a lawyer for part of a matter only, such as reviewing documents or coaching for one hearing (also called unbundled services).
Statute of limitations
The deadline to file a lawsuit or charge. It differs by state or province and by type of claim.
Good standing
A lawyer’s status as active and eligible to practise with a state bar or law society.
Law society
The body that licenses and disciplines lawyers in a Canadian province or territory.
Board certification
Recognition in a field of law by a state program or an organisation accredited for that purpose. Lawyers may only claim it when they hold it, naming the certifying body.
Attorney–client privilege
The rule that keeps confidential communications between a client and lawyer, made for legal advice, out of court.
Conflict check
The search a firm runs before taking a matter to make sure it does not represent someone on the other side.
Pro bono
Legal work done for free, usually for people who cannot afford a lawyer.
Legal aid
Publicly funded legal help for people with low incomes, through legal aid offices, public defenders or provincial legal aid plans.

Bankruptcy lawyers in Laguna Niguel: frequently asked questions

Which bankruptcy lawyer has the highest LFR Score in Laguna Niguel?

By LFR Score, the highest-ranked bankruptcy lawyer in Laguna Niguel, CA is Southern California Law Advocates P.C. with an LFR Score of 67/100. It has 5.0★ from 72 Google reviews. It is open 24/7. Pacific Associates Corporation (#2) and KT - Tang & Associates Attorney AT LAW (#3) follow. We ranked 242 bankruptcy lawyers on nine factors, last updated November 9, 2026.

How many bankruptcy lawyers are there in Laguna Niguel?

LawFirmsRanked ranks 242 bankruptcy lawyers serving Laguna Niguel, CA. Another 20 within 40 mi are listed but not ranked yet. Counts are as of November 2026.

Which bankruptcy lawyers in Laguna Niguel are open 24/7?

19 ranked bankruptcy lawyers in Laguna Niguel post 24/7 hours. The highest-ranked are Southern California Law Advocates P.C. (#1), Barrios & Machado Personal Injury & Accident Lawyers PLC (#4) and Wadhwani & Shanfeld (#21). Hours come from each law firm's Google listing as of November 2026, so call to confirm.

Which bankruptcy lawyers in Laguna Niguel work on weekends?

86 of 242 ranked bankruptcy lawyers post Saturday hours and 41 post Sunday hours. The highest-ranked open Saturdays are Southern California Law Advocates P.C. (#1), Pacific Associates Corporation (#2) and KT - Tang & Associates Attorney AT LAW (#3). Posted hours are office hours; many firms meet clients by appointment outside them.

What Google rating do Laguna Niguel bankruptcy lawyers have?

The median Google rating among 242 rated bankruptcy lawyers in Laguna Niguel is 4.9★, with a median of 17 reviews. Roosevelt Law Center has the most, 742 reviews, and ranks #7. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does LawFirmsRanked rank bankruptcy lawyers?

Each bankruptcy lawyer gets a 0–100 LFR Score from nine published factors, led by reputation (25%), practice focus (15%), review volume (10%) and recency (10%). A law firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only law firms with a confirmed practice area and 3 or more reviews, or a claimed profile, are ranked.

Do bankruptcy lawyers outside Laguna Niguel count in this ranking?

Yes, if they are within 40 mi of the Laguna Niguel city center, our service radius for bankruptcy lawyers. Each listing shows where the law firm is based and how far away it is. Proximity is 5% of the LFR Score, so a nearby law firm gets a small edge.

Can bankruptcy lawyers pay to rank higher on LawFirmsRanked?

No. The LFR Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured law firms may appear above the list, labelled Attorney advertising and showing their honest rank.

How do bankruptcy lawyers in Laguna Niguel, CA charge?

Consumer bankruptcy lawyers usually charge a flat fee for Chapter 7; Chapter 13 fees are often paid partly through the repayment plan and are reviewed by the court. Under federal law they must give you written disclosures and a written contract (11 U.S.C. §§526–528). Lawyers using Clio billed an average of $481 an hour in this area (Clio Legal Trends data, October 2026; all areas $362). Ask for the fee arrangement in writing before you agree.

What is the difference between Chapter 7 and Chapter 13?

Chapter 7 sells non-exempt property to pay creditors and usually ends in a few months; Chapter 13 keeps your property under a three- to five-year repayment plan. Income and assets decide which you can use. This is general information, not legal advice.

How is this list of bankruptcy lawyers in Laguna Niguel, CA ranked?

By LFR Score only, from public data on reviews, practice focus, office location and hours. Firms labelled “Attorney advertising” paid for that placement; payment never changes a rank, and a rank is not an endorsement.

Does a lawyer need an office in Laguna Niguel?

No, but the lawyer must be licensed in your state (or, for federal matters such as immigration, in some state). A local office makes meetings and court appearances easier, so proximity is one of our factors.

Update log for Laguna Niguel

  1. November 2026: LFR Scores recalculated for 242 bankruptcy lawyers serving Laguna Niguel.