64/100LFR Score
Ranked #1 because of its Google rating and practice area focus: 5.0★ from 73 Google reviews, listed on Google as “Insurance attorney”.
Insurance Lawyers in Laguna Niguel, CA: 2026 rankings
197 insurance lawyers ranked by LFR ScoreUpdated 0 paid placements in this rankingHow we rank →
The short answer
- 1
Highest LFR Score in Laguna Niguel: Car Accident Attorney Group, LFR Score 64/100; 5.0★ from 73 Google reviews; open 24/7.
- 2
Open 24 hours (per Google): Quincey Law, posts 24/7 hours; ranked #2 of 197.
- 12
Most-reviewed: Morgan & Morgan, 9,761 Google reviews at 4.7★, the most of 197 ranked; ranked #12.
Rankings can't be bought. Lawyers can't pay to change their rank or score. How we rank
197 Laguna Niguel insurance lawyers are ranked here by LFR Score, from nine published factors. 98 are open 24/7, 110 open Saturdays and 107 open Sundays, based on posted hours. The median Google rating is 4.9★ across 197 rated law firms.
Top 10 insurance lawyers in Laguna Niguel at a glance
Ranked by our published LFR Score from public data, not by payment; a rank is not an endorsement or a prediction of results.
| Rank | Business | LFR Score | Google rating | Based in | Hours | Notable for |
|---|---|---|---|---|---|---|
| 1 | Car Accident Attorney Group | 64 | 5.0★ (73) | Riverside, 31 mi away | Open 24 hrs (Google) | Top score |
| 2 | Quincey Law | 64 | 5.0★ (9) | Dana Point, 4 mi away | Open 24 hrs (Google) | Open 24 hours |
| 3 | Law Offices of Scott D. Hughes | 62 | 4.1★ (16) | Newport Beach, 12 mi away | Open 24 hrs (Google) | — |
| 4 | McKennon Law | 60 | 4.8★ (81) | Newport Beach, 14 mi away | — | — |
| 5 | Law Offices of Scott Glovsky – Health Insurance Denial Lawyers | 60 | 5.0★ (14) | Claremont, 40 mi away | Open 24 hrs (Google) | — |
| 6 | The Injury Brothers | 60 | 4.9★ (34) | San Diego, 50 mi away | Open 24 hrs (Google) | — |
| 7 | RMD Law - Personal Injury Lawyers | 59 | 5.0★ (313) | Irvine, 14 mi away | Open 24 hrs (Google) | — |
| 8 | Aghnami Law Group - Accident & Injury Lawyers | 58 | 5.0★ (85) | Mission Viejo, 4 mi away | Open 24 hrs (Google) | — |
| 9 | Jacoby & Meyers Accident & Injury Lawyers - Orange | 58 | 4.9★ (475) | Orange, 22 mi away | Open 24 hrs (Google) | — |
| 10 | Text Kevin Accident Attorneys | 58 | 5.0★ (248) | Santa Ana, 18 mi away | Open 24 hrs (Google) | — |
All 197 insurance lawyers in Laguna Niguel, in rank order
Ordered by LFR Score, a 0–100 score from nine published factors. Paid placement never changes the order.
Ranked by our published LFR Score from public data, not by payment; a rank is not an endorsement or a prediction of results.
Scores below: based on 7 of 9 factors; bar status and recency not yet collected. Hatched segments mark factors we don't have yet.
#2 Quincey Law
Based in Dana Point, 4 mi away
64/100LFR ScoreRanked #2 because of its Google rating and practice area focus: 5.0★ from 9 Google reviews, listed on Google as “Insurance attorney”.
Based in Newport Beach, 12 mi away
62/100LFR ScoreRanked #3 because of its Google rating and practice area focus: 4.1★ from 16 Google reviews, listed on Google as “Insurance attorney”.
#4 McKennon Law
Based in Newport Beach, 14 mi away
60/100LFR ScoreRanked #4 because of its Google rating and practice area focus: 4.8★ from 81 Google reviews, listed on Google as “Insurance attorney”.
Based in Claremont, 40 mi away
60/100LFR ScoreRanked #5 because of its Google rating and practice area focus: 5.0★ from 14 Google reviews, listed on Google as “Insurance attorney”.
Based in San Diego, 50 mi away
60/100LFR ScoreRanked #6 because of its Google rating and practice area focus: 4.9★ from 34 Google reviews, listed on Google as “Insurance attorney”.
Based in Irvine, 14 mi away
59/100LFR ScoreRanked #7 because of its Google rating and practice area focus: 5.0★ from 313 Google reviews, listed on Google as “Personal injury attorney”.
Based in Mission Viejo, 4 mi away
58/100LFR ScoreRanked #8 because of its Google rating and practice area focus: 5.0★ from 85 Google reviews, listed on Google as “Personal injury attorney”.
Based in Orange, 22 mi away
58/100LFR ScoreRanked #9 because of its Google rating and practice area focus: 4.9★ from 475 Google reviews, listed on Google as “Personal injury attorney”.
Based in Santa Ana, 18 mi away
58/100LFR ScoreRanked #10 because of its Google rating and practice area focus: 5.0★ from 248 Google reviews, listed on Google as “Personal injury attorney”.
#11 Bond Legal
Based in Irvine, 15 mi away
58/100LFR ScoreRanked #11 because of its Google rating and practice area focus: 4.8★ from 311 Google reviews, listed on Google as “Personal injury attorney”.
#12 Morgan & Morgan
Based in Los Angeles, 48 mi away
58/100LFR ScoreRanked #12 because of its Google rating and review volume: 4.7★ from 9,761 Google reviews, the most in Laguna Niguel.
#13 Morgan & Morgan
Based in Irvine, 14 mi away
57/100LFR ScoreRanked #13 because of its Google rating and practice area focus: 4.7★ from 318 Google reviews, listed on Google as “Personal injury attorney”.
#14 RTM Law
Based in Santa Ana, 19 mi away
57/100LFR ScoreRanked #14 because of its Google rating and practice area focus: 5.0★ from 154 Google reviews, listed on Google as “Personal injury attorney”.
Based in Newport Beach, 13 mi away
57/100LFR ScoreRanked #15 because of its Google rating and review volume: 4.4★ from 1,013 Google reviews.
Based in San Clemente, 8 mi away
57/100LFR ScoreRanked #16 because of its Google rating and practice area focus: 4.9★ from 75 Google reviews, listed on Google as “Personal injury attorney”.
Based in Irvine, 13 mi away
57/100LFR ScoreRanked #17 because of its Google rating and practice area focus: 4.8★ from 157 Google reviews, listed on Google as “Personal injury attorney”.
Based in Huntington Beach, 19 mi away
57/100LFR ScoreRanked #18 because of its Google rating and practice area focus: 5.0★ from 127 Google reviews, listed on Google as “Personal injury attorney”.
Based in Santa Ana, 19 mi away
57/100LFR ScoreRanked #19 because of its Google rating and practice area focus: 4.7★ from 14 Google reviews, listed on Google as “Insurance attorney”.
Based in Anaheim, 24 mi away
57/100LFR ScoreRanked #20 because of its Google rating and practice area focus: 5.0★ from 173 Google reviews, listed on Google as “Personal injury attorney”.
Based in Long Beach, 33 mi away
57/100LFR ScoreRanked #21 because of its Google rating and practice area focus: 5.0★ from 308 Google reviews, listed on Google as “Personal injury attorney”.
Based in Huntington Beach, 21 mi away
56/100LFR ScoreRanked #22 because of its Google rating and practice area focus: 5.0★ from 106 Google reviews, listed on Google as “Personal injury attorney”.
Based in Oceanside, 32 mi away
56/100LFR ScoreRanked #23 because of its Google rating and practice area focus: 5.0★ from 198 Google reviews, listed on Google as “Personal injury attorney”.
Based in Newport Beach, 14 mi away
56/100LFR ScoreRanked #24 because of its Google rating and practice area focus: 4.9★ from 55 Google reviews, listed on Google as “Personal injury attorney”.
Based in Riverside, 35 mi away
56/100LFR ScoreRanked #25 because of its Google rating and practice area focus: 5.0★ from 232 Google reviews, listed on Google as “Personal injury attorney”.
Insurance lawyers ranked #26 to #50
#1 to #25 are shown in full above. Here are #26 to #50, in LFR Score order; each links to its profile. We publish the top 50 of 197 ranked insurance lawyers here; the rest are on their profiles.
Also serving Laguna Niguel
20 more insurance lawyers within 50 mi that we can't rank yet: too few reviews, or a practice area we couldn't confirm. Listed A to Z.
| Business | Google rating | Distance |
|---|---|---|
| Berman, Berman, Berman, Schneider & Lowary LLP | 5.0★ (2) | 37 mi |
| Borton Petrini San Bernardino | 5.0★ (2) | 48 mi |
| Daniel M. Graham, Attorney at Law | 5.0★ (2) | 40 mi |
| David Wininger Law Office | 5.0★ (2) | 35 mi |
| Disaster Claims Help | 5.0★ (2) | 32 mi |
| Foley & Lardner LLP | 3.0★ (2) | 49 mi |
| Harvey Decker Law Office | 5.0★ (2) | In Laguna Niguel |
| Jayson M. Lorenzo, Esq. - Intellectual Property, Trademark, Copyright and Business Atttorney | 5.0★ (2) | 37 mi |
| Jeannie H Kim Law Firm | 3.0★ (2) | 29 mi |
| Klinedinst PC | 5.0★ (2) | 13 mi |
| La Monte H Isom Law Offices | 5.0★ (2) | 45 mi |
| Law Firm of Sebastian Gibson | 4.0★ (1) | 11 mi |
| Law Office of Anne Marie Healy | 5.0★ (2) | 37 mi |
| Long & Delis | 5.0★ (2) | 17 mi |
| Neil Reckon - Aflac Insurance Agent | 5.0★ (2) | 40 mi |
| The Law Office of George Moschopoulos, APC | 5.0★ (1) | 4 mi |
| The Law Offices of Bryan J. Harrison | 3.0★ (2) | 50 mi |
| The Law Offices of Michael L. Yeung | 3.0★ (2) | 38 mi |
| Town & Country Office | 4.5★ (2) | 47 mi |
| Winsten Law Group | 5.0★ (1) | 8 mi |
How we ranked Laguna Niguel insurance lawyers
We scored 197 Laguna Niguel insurance lawyers on nine factors, weighted as shown. A law firm is ranked when its practice area is confirmed and it has 3 or more Google reviews or a claimed profile. A law firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.
Paid placement never changes a rank or score. Attorney advertising businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.
| Factor | Weight | Computed from | In Laguna Niguel data |
|---|---|---|---|
| Reputation | 25% | Google star rating, adjusted for how many reviews back it | Measured |
| Bar status | 10% | An active bar or law society record matched to a lawyer at the firm (not measured until a record source is loaded) | Not yet collected |
| Review volume | 10% | Number of Google reviews, compared with the most-reviewed firm on the list | Measured |
| Recency | 10% | Share of reviews from the last 12 months | Not yet collected |
| Availability | 5% | Weekly office hours, Saturday, Sunday, and phones answered 24/7 | Measured |
| Practice focus | 15% | How clearly the firm practises this area (its Google category and name) | Measured |
| Proximity | 5% | An office in the city scores highest, less the farther away it is | Measured |
| Claimed profile | 10% | The firm has claimed its Law Firms Ranked profile (free and paid earn the same) | Measured |
| Law Firms Ranked reviews | 10% | Verified client reviews collected by Law Firms Ranked: their rating and how many there are | Measured |
How to choose an insurance lawyer
- Check the lawyer’s status and any public discipline in the state bar or law society directory.
- Ask how many insurance law matters the lawyer handles each year, and who at the firm will do the work.
- Get the fee arrangement in writing: hourly, flat or contingency, and which costs are charged on top.
- Ask how and how often the firm will update you, and how fast it answers calls and emails.
- Read recent reviews for how the firm communicated and billed, not only for outcomes.
- Ask whether the firm represents policyholders, insurers or both, and how often it handles your type of policy.
- Meet more than one firm; many offer a short first consultation, sometimes free.
Questions to ask an insurance lawyer
- How would you approach a matter like mine, and what are the realistic options?
- How do you charge, and what will the total likely cost?
- Who will be my main contact, and how quickly do you reply?
- Do you represent policyholders or insurance companies?
- How is your fee calculated if the claim settles?
- Is there any conflict of interest that would stop you representing me?
Terms explained
- Contingency fee
- A fee that is a share of the money recovered, paid only if there is a recovery. Common in injury cases; not allowed for criminal defense or for securing a divorce.
- Retainer
- Money paid up front and held in a trust account, which the lawyer draws on as fees are earned.
- Flat fee
- One set price for a defined piece of work, such as a will or an uncontested matter.
- Limited-scope representation
- Paying a lawyer for part of a matter only, such as reviewing documents or coaching for one hearing (also called unbundled services).
- Statute of limitations
- The deadline to file a lawsuit or charge. It differs by state or province and by type of claim.
- Good standing
- A lawyer’s status as active and eligible to practise with a state bar or law society.
- Law society
- The body that licenses and disciplines lawyers in a Canadian province or territory.
- Board certification
- Recognition in a field of law by a state program or an organisation accredited for that purpose. Lawyers may only claim it when they hold it, naming the certifying body.
- Attorney–client privilege
- The rule that keeps confidential communications between a client and lawyer, made for legal advice, out of court.
- Conflict check
- The search a firm runs before taking a matter to make sure it does not represent someone on the other side.
- Pro bono
- Legal work done for free, usually for people who cannot afford a lawyer.
- Legal aid
- Publicly funded legal help for people with low incomes, through legal aid offices, public defenders or provincial legal aid plans.
Insurance lawyers in Laguna Niguel: frequently asked questions
Which insurance lawyer has the highest LFR Score in Laguna Niguel?
By LFR Score, the highest-ranked insurance lawyer in Laguna Niguel, CA is Car Accident Attorney Group with an LFR Score of 64/100. It has 5.0★ from 73 Google reviews. It is open 24/7. Quincey Law (#2) and Law Offices of Scott D. Hughes (#3) follow. We ranked 197 insurance lawyers on nine factors, last updated November 9, 2026.
How many insurance lawyers are there in Laguna Niguel?
LawFirmsRanked ranks 197 insurance lawyers serving Laguna Niguel, CA. Another 20 within 50 mi are listed but not ranked yet. Counts are as of November 2026.
Which insurance lawyers in Laguna Niguel are open 24/7?
98 ranked insurance lawyers in Laguna Niguel post 24/7 hours. The highest-ranked are Car Accident Attorney Group (#1), Quincey Law (#2) and Law Offices of Scott D. Hughes (#3). Hours come from each law firm's Google listing as of November 2026, so call to confirm.
Which insurance lawyers in Laguna Niguel work on weekends?
110 of 197 ranked insurance lawyers post Saturday hours and 107 post Sunday hours. The highest-ranked open Saturdays are Car Accident Attorney Group (#1), Quincey Law (#2) and Law Offices of Scott D. Hughes (#3). Posted hours are office hours; many firms meet clients by appointment outside them.
What Google rating do Laguna Niguel insurance lawyers have?
The median Google rating among 197 rated insurance lawyers in Laguna Niguel is 4.9★, with a median of 34 reviews. Morgan & Morgan has the most, 9,761 reviews, and ranks #12. We adjust ratings for review count, so a few five-star reviews cannot top the list.
How does LawFirmsRanked rank insurance lawyers?
Each insurance lawyer gets a 0–100 LFR Score from nine published factors, led by reputation (25%), practice focus (15%), review volume (10%) and recency (10%). A law firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only law firms with a confirmed practice area and 3 or more reviews, or a claimed profile, are ranked.
Do insurance lawyers outside Laguna Niguel count in this ranking?
Yes, if they are within 50 mi of the Laguna Niguel city center, our service radius for insurance lawyers. Each listing shows where the law firm is based and how far away it is. Proximity is 5% of the LFR Score, so a nearby law firm gets a small edge.
Can insurance lawyers pay to rank higher on LawFirmsRanked?
No. The LFR Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured law firms may appear above the list, labelled Attorney advertising and showing their honest rank.
How do insurance lawyers in Laguna Niguel, CA charge?
Lawyers for policyholders often work on contingency or a mix of hourly and contingency fees; lawyers defending insurers bill hourly. Ask for the fee arrangement in writing before you agree.
What can I do if my insurer denies or underpays a claim?
Ask the insurer for the denial in writing with the policy wording it relies on, keep every document, and note any deadline in the policy or the letter. Every state has an insurance department that takes complaints; a lawyer can advise whether the denial can be challenged and how long you have. This is general information, not legal advice.
How is this list of insurance lawyers in Laguna Niguel, CA ranked?
By LFR Score only, from public data on reviews, practice focus, office location and hours. Firms labelled “Attorney advertising” paid for that placement; payment never changes a rank, and a rank is not an endorsement.
Does a lawyer need an office in Laguna Niguel?
No, but the lawyer must be licensed in your state (or, for federal matters such as immigration, in some state). A local office makes meetings and court appearances easier, so proximity is one of our factors.
Update log for Laguna Niguel
- November 2026: LFR Scores recalculated for 197 insurance lawyers serving Laguna Niguel.
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